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  • Mortgage news: EU Mortgage Credit Directive

    Mortgage news - May '15 New EU Credit Directive - Mortgage borrowers risk becoming 'Mortgage Prisoners' Martin Lewis ( "British homeowners must remortgage NOW…" According to a recent article in the Daily Express (Friday 1st May) the TV money expert and founder...

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  • Epilepsy Week 2015

    National Epilepsy Week - Seize Control The UK's leading Epilepsy charity Epilepsy Action is holding its annual event (National Epilepsy Week) to help raise awareness for those living with the condition. The theme of this years event is 'Seize Control' which is to focus on looking at those...

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  • News: Cancer Awareness Month

      Life Insurance News - Male Cancer Awareness Month and World Cancer Day February is Male Cancer Awareness Month and World Cancer Day which is on Wednesday 4th of February to help raise awareness for Cancer. The Insurance Surgery is a leading insurance specialist for people who have...

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  • Mortgage headlines Daily Mail

    Daily Mail (11th February 2015) "BEST TIME EVER TO TAKE OUT A MORTGAGE" A recent front page article in the Daily Mail claimed that 'the next six months could prove to be the best time in history to take out a mortgage'. These bold claims by the national paper were supported by several industry...

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  • News Legal Services with MPG Legal

    NEW - Legal Services The Insurance Surgery is proud to now offer a full range of legal services including Wills, Power of Attorney and Trusts through MPG Legal. Our legal partners have many years of experience and offer a cost effective and highly efficient telephone service to cater...

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Welcome to The Insurance Surgery

..the first UK website designed specifically to help clients with pre existing medical conditions and other special risks find competitive life insurance, travel insurance and other financial services.

Pre Existing Conditions - How we can help?

The Insurance Surgery was established in 1999 and is one of the UK's leading specialists in finding life insurance, travel insurance, impaired life annuities and other insurance products for clients with pre existing medical conditions.

We recommend reading our Independent Reviews at The Review Centre, Trustpilot or Feefo before contacting us.

If you suffer from a pre existing medical condition you may find that life insurance and travel insurance companies either increase the cost of your insurance or even decline to offer cover. By using the services of The Insurance Surgery you will be guided towards life insurance and travel insurance companies who are sympathetic to your pre existing medical condition. This can often result in life insurance being offered at a cheaper rate or cover being offered when previously declined.

The Insurance Surgery Price Guarantee

As an Independent company The Insurance Surgery can access quotations from all the leading life insurance providers rather than just a small panel so we can ensure that you obtain the best deal possible. In fact if you suffer from a pre existing medical condition, we will guarantee to present you with £40 of high street vouchers if we don't find you the cheapest life insurance quotation on the market. This will give you the peace of mind that The Insurance Surgery is truly the best one stop insurance centre for clients with pre existing medical conditions. Click here for details.

Supporting Charities

The Insurance Surgery has, since 1999, become recognised as the leading Independent Financial Advisor for clients with pre existing conditions and as such has developed links with many charities who benefit from The Insurance Surgery's regular donations. If you work for a Charity please click the link below to see how you and your members may benefit. Click here for details.

Dangerous Hobbies, Occupation?

The Insurance Surgery is pleased to announce that we will now be extending the services we offer to clients with pre existing medical conditions to clients in other special risk areas such as dangerous hobbies and occupations. We will again use our skills to find completive life insurance and travel insurance quotes tailored to your specific circumstances.

The Insurance Surgery is rated 4.8/5 based on 112 reviews.
Read our reviews.

wrote on 5

Very thorough but gave speedy results. Great service and some really lovely people to deal with. Overall I was impressed and very pleased.


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© 2010 The Money Surgery Ltd | The Money Surgery Limited is registered in England No. 07028695


TMS TISstandard Go Daddy is a trading name of The Money Surgery Limited which is an Appointed Representative (FCA registration number 511725) of The Insurance Surgery Ltd who are authorised and regulated by the Financial Conduct Authority (FCA registration number 401425). The Money Surgery Ltd allows The Insurance Surgery Ltd to use this site as a marketing and communication vehicle. All enquiries generated by the site will be handled by either The Insurance Surgery Ltd or The Money Surgery's other commercial partners who will also be regulated by the Financial Conduct Authority where required. (see terms for full details)


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