Bookmark and Share Send to a friend
get a quote
a to z...
Quick Search
  1. Illnesses - view all
  2. Occupations - view all
  3. Hobbies - view all


"Good use of alternative communications, friendly & helpful"

more testimonials


Like us on Facebook

Our Product Range

Latest Articles

  • Movember 2014 Men's Health

    Movember 2014 is here…! As we enter the 11th annual Movember event which has grown from 30 Australian guys with a revolutionary idea to raise awareness and money for male cancers to a global phenomenon today. Since it began in 2003, the Movember charity has raised over £346million for cancer...

    Read more

  • Insurance news August 14

    Life Insurance news - August 2014 Life insurance and critical illness cover is one of the most important decisions you can make to protect your loved should you become ill or even die. While the subject can be emotive and difficult to talk about, it is vital to ensure that your family...

    Read more

  • The Mortgage Surgery August news

    Mortgage news - August 2014 The mortgage and housing market in the UK are seeing some of the biggest changes in recent history as the economic recovery continues to gather momentum. We have seen some of the most radical changes to mortgage regulation over the past 6 months since the introduction...

    Read more

  • Life Insurance Survey

    Do you have Children and do you have Life Insurance…? Recent research by one of the leading life insurance offices shows some alarming statistics when it comes to people protecting their families and homes. Friends Life surveyed 2,000 home owners and 60% said that they would only have their...

    Read more

  • Whole of Life cover and Diabetes

    A new generation of Whole of Life In this article we look at how a new generation of insurance products are helping people to fund retirement and plan for their futures. Historically, Whole of Life has been an investment linked policy that was complex and not viewed as cost effective for a number...

    Read more

Welcome to The Insurance Surgery

..the first UK website designed specifically to help clients with pre existing medical conditions and other special risks find competitive life insurance, travel insurance and other financial services.

Pre Existing Conditions - How we can help?

The Insurance Surgery was established in 1999 and is one of the UK's leading specialists in finding life insurance, travel insurance, impaired life annuities and other insurance products for clients with pre existing medical conditions.

We recommend reading our Independent Reviews at The Review Centre, Trustpilot or Feefo before contacting us.

If you suffer from a pre existing medical condition you may find that life insurance and travel insurance companies either increase the cost of your insurance or even decline to offer cover. By using the services of The Insurance Surgery you will be guided towards life insurance and travel insurance companies who are sympathetic to your pre existing medical condition. This can often result in life insurance being offered at a cheaper rate or cover being offered when previously declined.

The Insurance Surgery Price Guarantee

As an Independent company The Insurance Surgery can access quotations from all the leading life insurance providers rather than just a small panel so we can ensure that you obtain the best deal possible. In fact if you suffer from a pre existing medical condition, we will guarantee to present you with £40 of high street vouchers if we don't find you the cheapest life insurance quotation on the market. This will give you the peace of mind that The Insurance Surgery is truly the best one stop insurance centre for clients with pre existing medical conditions. Click here for details.

Supporting Charities

The Insurance Surgery has, since 1999, become recognised as the leading Independent Financial Advisor for clients with pre existing conditions and as such has developed links with many charities who benefit from The Insurance Surgery's regular donations. If you work for a Charity please click the link below to see how you and your members may benefit. Click here for details.

Dangerous Hobbies, Occupation?

The Insurance Surgery is pleased to announce that we will now be extending the services we offer to clients with pre existing medical conditions to clients in other special risk areas such as dangerous hobbies and occupations. We will again use our skills to find completive life insurance and travel insurance quotes tailored to your specific circumstances.

The Insurance Surgery is rated 4.8/5 based on 112 reviews.
Read our reviews.

wrote on 5

Very thorough but gave speedy results. Great service and some really lovely people to deal with. Overall I was impressed and very pleased.


TwitterSmall LinkedInSmall FacebookSmall MyspaceSmall MyspaceSmall

© 2010 The Money Surgery Ltd | The Money Surgery Limited is registered in England No. 07028695


TMS TISstandard Go Daddy is a trading name of The Money Surgery Limited which is an Appointed Representative (FCA registration number 511725) of The Insurance Surgery Ltd who are authorised and regulated by the Financial Conduct Authority (FCA registration number 401425). The Money Surgery Ltd allows The Insurance Surgery Ltd to use this site as a marketing and communication vehicle. All enquiries generated by the site will be handled by either The Insurance Surgery Ltd or The Money Surgery's other commercial partners who will also be regulated by the Financial Conduct Authority where required. (see terms for full details)


This site uses cookies. Please click to see our Cookie Policy. If you do not agree with our Cookie Policy please leave the site and contact us with any concerns you my have.