70% of customers
declined elsewhere, get
accepted through us.
The Insurance Surgery
The UK’s No.1
Specialist Life Insurance Broker*
Our customers love us!
We are 4.9 Star rated
on Feefo & Trustpilot.
We are High Risk Specialists & Partner with the UK’s Top Providers to find you the Best Cover Possible.
Our experts specialise in protection for high-risk customers with access to all the major insurance providers as well as specialist providers and bespoke products specifically designed for our customers needs, so we can find you the best deal for you in minutes!
Our Partners.













Loved by our Customers
5* rated on Trustpilot and Feefo
Price Match Promise
Guarantees you the best price
Personal Advisor
Our experts understand your needs
No Pushy Sales People
We want the best for you
Free & Impartial Advice
From our specialist team of experts
Peace of Mind Cover
For you and your family
Policy Trust Service
Pays out how you want it to
Annual Review Service
Protect your needs now and in the future
Our customers love us.
But don’t just take our word for it… We have helped thousands of individuals and families protect themselves and their financial future since 1999.
Fantastic!
Fantastic, professional service throughout the process. I would recommend these 100% . If ever you need anything insurance wise, please contact these guys. They will take the strain away and deliver great results
Gemma
Mark Smith helped my partner and me get life insurance
Mark Smith helped my partner and me get life insurance, which was proving difficult with other insurance with pre medical conditions. He was prompt, kept us up to date and efficient. Thank you!
Sam and Ajay
Super Easy
Easy to deal with and cheaper than any other quote
Robert W
They got me life insurance when other companies struggled
They got me life insurance companies when others couldn’t or struggled. Great to deal with. Highly Recommend.