Rock climbing life insurance premiums will be based on the levels of risk from the activity which underwriters will consider, such as:
- Level / severity of climbs
- Type of climbing
- How often you climb
- Where you climb (e.g. UK or abroad)
- Climbing qualifications / experience
The Insurance Surgery is a leading life insurance expert for rock climbers and other types of extreme sports. As with most adrenaline sports, life insurance rates for rock climbing will depend on risk which can be high for climbing.