Life Insurance for people who suffer from Ulcerative Colitis is generally accepted by the majority of providers. It will either be at standard rates (no loading) or can come with special terms. Where additional loadings or special terms are applied, this will usually be due to more regular symptoms and medication / treatment.
It is possible to obtain Life Insurance for Ulcerative Colitis at standard rates with no additional loading. This is when symptoms are less frequent or there have been no symptoms in the past 12 months.
If your Ulcerative Colitis diagnosis was recent, it may be possible to postpone Life Insurance cover until your condition stabilises. Your cover may be postponed if you’ve recently had surgery or you are awaiting surgery. It may also be postponed when Ulcerative Colitis is combined with other linked conditions such as Liver Disease.