We answer your most frequently asked questions.
How Much Will Life Insurance For Heart Disease Cost?
Pricing for cover is decided on an individual basis depending on your circumstances. It is reflective of how heart disease affects you, and the associated risks of your condition.
When underwriters assess your application they start from a base price according to the amount of term you want, considering your age, smoker status and assuming good health, they then add a loading to this according to the details of your heart disease.
The Insurance Surgery will strive to find you the policy you need at a price you are happy with, giving you and your family the protection you need.
I Already Have Life Insurance So Is It Worth Looking At A New Policy?
If you took out your existing policy prior to being diagnosed with Heart Disease then it may make sense to keep this policy and top up with a new policy to take you to the level of cover you are looking for.
We give free advice so we can certainly look at what you already have, what you currently pay and what you need now to help you decide how best to achieve what you need to.
If you do want to review your current life insurance policy, we can help you by looking at your options. Changes in your lifestyle can impact the amount of life insurance you might need, so if you have recently taken out a mortgage or started a family, we can look at your options.