In most cases is it very possible to get covered for life insurance if you have been diagnosed with Type 2 Diabetes. Some of the main reasons why you may find it difficult to get life insurance with Type 2 Diabetes are:
- BMI is too high
- Being a smoker
- Poor control (High Hba1c, Blood pressure or Cholesterol)
- Diabetes related issues (e.g. Retinopathy, Neuropathy or Nephropathy)
Type 2 Diabetes life insurance underwriting is constantly evolving and has become much more lenient with lower premiums in recent years.