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Life Insurance for Those Pre-Diagnosed

For anyone living with a pre-existing medical condition or who has suffered a medical problem in the past, life insurance underwriters will want to know about it to be able to assess your application. Medical conditions affect life insurance premiums in different ways and premiums will depend on a number of different factors, such as:

  • Date of diagnosis
  • Type of condition (e.g. Chronic,Viral or Acute)
  • Medication
  • Severity
  • Family history
father and son looking out of window

These and other major factors will be taken in to account when underwriters calculate the premium that you will pay. Life insurance can vary dramatically from one insurance provider to another because of different underwriting criteria depending on the condition.

For more information about your medical condition, select from the list below:

This list is not a complete list so if your medical condition does not appear then please do not hesitate to contact us.

e.g. Type ‘Diabetes’ to find diabetes type 1, type 2 life insurance
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