FREE expert help & advice 0800 083 2829

Contact our specialist team for FREE expert help & advice 0800 083 2829

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Life insurance for everyone

As an award-winning broker, we’ll find the ideal protection policy for you, your family, or your business. We specialise in medical conditions and high-risk occupations.

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We'll Find The Right Policy For You

As a life and protection specialist, we are loved by our customers. That’s because we will support you with your application from start to finish to ensure you get the best policy suited to your circumstances.

We’re part of the Protection Distribution Group to drive better and fairer customer outcomes.

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Personal Protection.

We offer a range of financial tools such as life insurance, income protection, critical illness cover and private medical insurance.
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Business Protection.

Protection your business and employees, we offer keyman, shareholder, relevant life, business loans and group life insurance.
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Travel Insurance.

We’ve partnered with StaySure to bring you specialist travel insurance – StaySure are expert at obtaining travel insurance for those living with a medical condition.
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Medical Conditions.

As specialists, we have access to both mainstream and specialist insurers, along with exclusive products available only to reputable insurance brokers.
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Occupations.

From oil rig workers to account managers. To ensure you are fully covered at work, find life and protection insurance that guarantees a payout.
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Hobbies | Extreme Sports.

Our team of experts work with a wide range of professional and amateur athletes to find them the right cover at the best price.
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Why Choose us

Read More About Us

Dedicated Adviser

You’ll only speak to one person throughout the application process.

Free advice

We always offer free advice and will never charge you for this support.

No pushy sales

We want the best for you, so will never try any pushy sales techniques.

25 years Experience

With 25 years of specialist life and protection experience, we can find the perfect policy for you.

Price promise + £50 gift card

If you find a better price elsewhere, we will beat it and give you a £50 gift card*.

Free No Obligation Policy Reviews

To ensure your policy is suitable for your needs, we’ll carry out free policy reviews.

How it works

It’s easy to contact us, simply complete the contact form and select how you want to continue the application process.
Start the Process

Complete the
contact form

Complete the contact form. Simply add your name, email and phone number.

Start the
application process

We offer 3 options you can continue the application via email, call us now or schedule a call for a better time.

We'll Take Care
of the rest

You can relax. Once the application has been finalised, knowing you, your family or your business are protected.

Don’t just take it from us

Why is financial protection important?

You never know what tomorrow will bring, but you can prepare for it. That’s why personal and business protection is so important. By having a financial backup plan, you can look to the future with confidence, knowing that your lifestyle won’t have to change if the unexpected happens.

Check out Desmond’s story on why life insurance was important to him.

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Useful tools and
information

Stay informed with the latest updates in the insurance industry for 2025 here.

We aim to provide clear advice, breaking down the jargon, so you understand the importance of protection insurance.
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  • 12 June 2025

A Complete Guide to Financial Gifts in the UK (2025)

Your Guide to Inheritance Tax and Gifting At The Insurance Surgery, we understand that planning…
Continue Reading
  • 15 May 2025

The Best Life Insurance Companies in the UK

When it comes to choosing the best life insurance companies in the UK, the right…
Continue Reading
  • 29 April 2025

Does Life Insurance Cover Suicide

Does life insurance pay out for a suicidal death? Yes, life insurance can pay out…
Continue Reading
  • 28 April 2025

A Guide to Index Linking

What Is Index Linking? Index linking in life insurance (also known as inflation-linked life insurance)…
Continue Reading
  • 12 June 2025

A Complete Guide to Financial Gifts in the UK (2025)

Your Guide to Inheritance Tax and Gifting At The Insurance Surgery, we understand that planning…
Continue Reading
  • 15 May 2025

The Best Life Insurance Companies in the UK

When it comes to choosing the best life insurance companies in the UK, the right…
Continue Reading
  • 29 April 2025

Does Life Insurance Cover Suicide

Does life insurance pay out for a suicidal death? Yes, life insurance can pay out…
Continue Reading
  • 28 April 2025

A Guide to Index Linking

What Is Index Linking? Index linking in life insurance (also known as inflation-linked life insurance)…
Continue Reading
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Price Promise.

Obtain a cheaper quote elsewhere, we’ll beat
the price and also give you a £50 gift card!

We are committed to offering unbeatable prices. Our
Price Promise ensures that we will find you the right
cover for your circumstances.*

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Members of the PDG.

The PDG aims to help people find the protection they need by encouraging insurers and intermediaries to deliver better consumer outcomes.
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Members of the BIBA.

British Insurance Brokers Association (BIBA), which represents and protects the best interests of our insurance broker and intermediary members and their customers.

Speak to our team of experts for FREE
specialist advice today.

Monday to Thursday:

9:00am – 8:00pm

Friday:

9:00am – 3:00pm
Get a Quote
Call us on 0800 083 2829

Speak to our team of experts for FREE
specialist advice today.

Monday to Thursday:

9:00am – 8:00pm

Friday:

9:00am – 3:00pm
Get a Quote
Call us on 0800 083 2829
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Copyright © 2025 The Insurance Surgery Ltd. The Insurance Surgery is authorised and regulated by The Financial Conduct Authority. We are entered on the Financial Services Register No 401425 at https://www.fca.org.uk Registered in England and Wales. No 5137288. Registered and trading from 2nd Floor, Pickford Street Mill, Pickford Street, Macclesfield, SK11 6JD The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

Price promise terms & conditions: Please read our price promise terms and conditions which will tell you more about our promise.