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Travel Insurance

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Pre-existing Conditions Travel Insurance

The Insurance Surgery is a leading Life and Travel Insurance expert for people with pre-existing medical conditions and for extreme sports and hobbies.

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Cover Options

We offer a full range of options including single trip and annual multi-trip policies.

Pre-existing conditions experts

Winter sports

Individual, Couples, Family and Group cover

Over 65's

Cruise Insurance

Special events

The Insurance Surgery comparison service

We have access to a large panel of leading insurers so that you can compare prices and choose a policy that best suits your needs.

Our Partner

The Insurance Surgery has partnered with Staysure, One of the UK’s must trusted Travel Insurance specialists for pre-existing medical conditions.

If you would prefer to speak to an agent call FREE on 0800 804 8193 and quote discount code of TIS20 giving you 20% off the base premium of your policy.

Office hours are:
Monday – Friday: 8.30am – 8pm
Saturday: 8.30am – 6pm
Sunday: 10am – 4pm

FAQS

When you are choosing travel insurance it is important that you understand the cover provided and ensure that you are getting the right travel insurance cover for your needs.
Getting the right travel insurance cover is even more important if you have a pre-existing medical condition or you are looking for travel insurance over 65.

We are leading specialists in providing travel insurance for pre-existing medical conditions and travel insurance over 65. We have provided answers below to some of the questions we are most frequently asked about travel insurance for medical conditions and over 65s.

If you can’t find the information you need please feel free to call us on 0800 804 8193, quoting discount code of TIS20 giving you 20% off the base premium of your policy, and we will be happy to help.

Yes, it makes sense to cover yourself and your travelling companions on the same travel insurance policy. You will need to declare your own medical conditions and answer our easy medical screening questions. If your companions don’t have any medical conditions to declare, that’s fine, you can just click continue at that stage.

Yes, our website collects your personal information securely using a secure SSL certificate. Information exchanged with any address beginning with https is encrypted using SSL before transmission.

If you have a question about any of the travel insurance policies available on our website please call us on 0800 804 8193, quoting discount code of TIS20 giving you 20% off the base premium of your policy, and we will be happy to help.

You can add winter sports cover to a single trip travel insurance quote or an annual travel insurance quote. Once you enter the dates of your trip and declare any pre-existing medical conditions you will be asked if you want to add any additional travel insurance cover. You can add winter sports cover at this point.

Once you do that all of the travel insurance prices that you are shown will include cover for winter sports.

When you get a quote for travel insurance from Staysure, the first question you need to answer is the type of travel insurance cover you require. If you are going on a cruise holiday you should select cruise insurance at this point.

No, the travel insurance policies we compare are only available to the UK and Channel Island residents.

A. When you buy online you should receive a copy of your travel insurance policy documentation by email within minutes of completing your purchase. If you don’t receive them please call us on 0800 804 8193, quoting discount code of TIS20 giving you 20% off the base premium of your policy, and we will be happy to help.

When you get a travel insurance quote you will be presented with a selection of policies. At this point, you can see the schedule of benefits for each policy so that you can compare the cover provided and make a choice.

All travel insurance providers have to offer a 14 day cooling off period. This gives you time to read through the policy wording carefully to check whether it provides the cover you need. If you decide that the policy is not right for you, you will be able to obtain a full refund if applied for within this period.

You can add winter sports cover to a single trip travel insurance quote or an annual travel insurance quote. Once you enter the dates of your trip and declare any pre-existing medical conditions you will be asked if you want to add any additional travel insurance cover. You can add winter sports cover at this point.