Due to the fact that these types of conditions can vary dramatically in severity, you will find that offers for Neurological Disorders life insurance can range from standard rates so the same as someone with no medical issues, all the way up to potential decline. It is a well known fact that Neurological Disorders are potentially life threatening in some cases but on the other hand, not many people consider these types of conditions to be non-life threatening and potentially low risk. It is important for Neurological Disorders life insurance applications to speak to an expert who understands your medical condition and knows how that can affect your premiums.

Some of the main issues when assessing any applications for Neurological Disorders life insurance are:

• How long have you suffered from the condition
• What type of Neurological Disorders do you suffer from
• Have you undergone any surgery because of your condition
• What treatment or medication are you taking

In a large number of cases, especially where the Neurological Disorder is considered to be more towards the high risk end of the spectrum (e.g. Brain Tumour, Multiple Sclerosis or Stroke), you may find that your premiums could increase to reflect the level of risk. Insurance underwriting for Neurological Disorders life insurance can vary dramatically from one insurance provider to another which is why it is so important to speak to an expert such as The Insurance Surgery.

If you suffer from a Neurological Disorder and have previously applied for life insurance or if you are considering looking at cover but simply do not know where to begin then we’re here to help. It is also possible that some insurance providers may decline your application for Neurological Disorders life insurance but that does not mean that every insurance provider would not accept your application so let us know if this has happened to you.