It is often very possible to get Ménière’s Disease life insurance and usually cover can be offered at the same rates as someone with no medical issues. Ménière’s Disease is considered to be mild/low risk for life insurance and therefore there is usually no need to provide further medical evidence from your GP or specialist which means that cover is also often available instantly.
Some of the key points which will be considered by underwriters when assessing an application for Ménière’s Disease life insurance are:
- What age were you when you were first diagnosed with Ménière’s Disease
- Is your condition related to Anxiety, Depression or Stress
- What medication you take or treatment have you received
- Have you ever been hospitalised because of your condition
If you condition is linked to another condition (e.g. mental health) then you may find that you are asked to provide further medical evidence from your GP or specialist for Menieres Disease life insurance. Premiums for cover can vary from one insurance provider to another and depending on the severity/frequency of your symptoms.