Doctors’ Life Insurance, Critical Illness Cover And Income Protection
The Insurance Surgery are specialists for people with potentially dangerous occupations including Doctors life insurance, critical illness cover and income protection. Our team of insurance advisers are here to help you to find the best insurance cover to protect your family and your home as well as save you money. Some insurance companies and underwriters will be more suitable than others to some high risk occupations such as doctors looking for life insurance, so it is crucial to make the right decision.
If you want Doctors Life Insurance, critical illness cover or income protection then you will should find that there will be no issues in getting cover. There are some occupations that are classed as high risk for personal protection products which can include Doctors Life Insurance depending on your situation and who you are applying with. Anyone who needs to protect their family will have the same application experience, which will ask about your occupation which can also determine whether you will be classed as high risk.

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Tom has been incredibly helpful throughout the whole process of getting my life insurance set up. Very knowledgeable and absolutely ‘on it’ to get me the best product out there.
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Service was first class, Simon kept me informed at every step in the process.I would have no hesitation in dealing with him again.
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Dealt with Karl who could not have been more helpful. Made the whole process of getting life insurance far easier than other providers I had approached.
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In this section of The Insurance Surgery’s website, we consider whether you will be classed as high risk for Doctors Life Insurance, critical illness cover or income protection based on your situation. This is a fairly common occupation for life insurance, you should understand that this is a less standard risk so can be classed as high risk with certain underwriters and insurance providers.
Main risks for Doctors:
- Working with dangerous equipment
- High risk working environments
There is a list of hazardous occupations considering the different types of risks involved with various types of peoples jobs, so you should to a specialist before going any further with your application. Doctors Life Insurance, critical illness cover or income protection has various risks involved which can be classed as non-standard by insurance companies.
How Doctors Life Insurance, critical illness cover and income protection works:
For someone considering Doctors Life Insurance, critical illness cover or income protection there will be a list of potential key points that will need to be factored in to be reviewed by underwriters, including:
- What type of Doctor are you
- Do you have exposure to risk of blood
- Are you qualified or junior
- Have you had any time off work in recent months/years
For more advice or guidance to get a quote for Doctors Life Insurance, critical illness cover and income protection then you can contact one of our team of specialists on 0800 083 2829.
Doctors Life Insurance
Regularly we are asked by people looking for cover to protect their families or homes who have dangerous occupations including Doctors Life Insurance. This type of occupation will often not be classed as particularly high risk, for Doctors Life Insurance, which means that you should easily be able to get the cover you need to protect your family.
There are some possible issues with Doctors Life Insurance, however cover should be available at standard rates for most people.
Premiums for Doctors Life Insurance will be based on:
- How much cover you need and why you need life insurance
- How many years do you want to take cover over
- Which type of Doctors Life Insurance do you want
If you need help or advice to get the best Animal Trainers Life Insurance to protect your family or home then you should contact one of our team of experts today.
Doctors critical illness cover
Often there will also be no issue in getting a policy for Doctors for critical illness cover based on the risks involved and the questions you will be asked on your application.
There is no major additional risks of serious or critical illness so you should be able to get a Doctors critical illness cover policy with no need to disclose additional information about your occupation.
Doctors income protection
Finally, you should be able to get a Doctors Trainers income protection policy in most cases and cover should be available at the same or similar premiums to someone with no job related risks. There may be some occasions or situations where the role is considered to be more high risk because of the type of duties which can include Doctors looking for income protection.