People with a pre-existing medical condition such Bell’s Palsy looking for life insurance should speak to an expert to make sure that they apply to the most competitive insurers for their circumstances. Bell’s Palsy life insurance premiums are often available at the insurers standard rates and especially where the condition is either mild or where there have been no long lasting issues.
Generally, with Bell’s Palsy life insurance applications would require insurance underwriters to view a copy of your medical records. This is purely to make sure that the application is assessed properly to provide an accurate decision at the end of the process.
If you have applied for Bell’s Palsy life insurance previously and your application was either accepted with non-standard terms or you have been declined then you should benefit from speaking to one of our experts. A specialist such as The Insurance Surgery will know which insurance providers have the best underwriting criteria based on your particular medical history and individual circumstances.