Jane was a healthy, vibrant 52-year-old when she suffered a stroke. After months of rehabilitation and therapy, she was almost back to feeling herself. The stroke left her with a high risk of stroke recurrence. Jane realised that your life can be turned upside down in a second, so she wanted to protect her family if the worst should happen. That’s when Jane decided to obtain life insurance. However, she was finding it hard to get life insurance that would cover her. That’s when Jane learntabout The Insurance Surgery via an online search. The Insurance Surgery provide specialist life insurance for people with pre-existing medical conditions.

Finding information on life and protection insurance can be tricky, and even more so if you are a stroke survivor, we have provided a few steps below to help with the process.

Tips for stroke life insurance:

• Use a Broker, like The Insurance Surgery we search the whole UK insurance market to provide you with competitive quotes
• Speak with a specialist protection expert
• Ask about your options that may be available
• Make sure to disclose all your medical history related to the stroke and any other medical conditions
• Consider different types of life insurance policies, such as whole of life insurance or over 50’s life insurance – these can be explained in more detail by your expert adviser
• Make sure to read the policy carefully

Jane decided to apply for life insurance with the Insurance Surgery. Jane completed the online form and waited for an adviser to get in contact. Mark, the Insurance Surgery protection expert got in contact with Jane shortly after the form was submitted. Mark was friendly and knowledgeable asking questions to determine if Jane would be eligible for life insurance. When obtaining life insurance with a pre-existing medical condition, such as a stroke Jane was required to provide the following information:

• Medical history
• Medications she was taking
• Personal circumstances – mortgage, dependents etc

Once Mark had all the information, thanks to his training he had a good idea of options. Mark was honest and open about Janes options and provided an estimate, so Jane was aware of how much to budget.

Life Insurance Results:

Within 24 hours of the application being submitted, Jane was approved for life insurance. She was able to select a policy that provided her with the security and peace of mind she needed. The policy included a death benefit of £20,000, Jane would pay just £20.24 per month over a 20-year term (duration of policy). The death benefit would be paid to her beneficiaries should she pass away due to a stroke or other medical condition. Jane was relieved to have the financial protection in place so quickly after submitting the enquiry form. Now, she can focus on her recovery without worrying about her family’s financial future. This case study demonstrates how life insurance can provide an important financial safety net for stroke survivors. It also highlights the information required for a policy. With the right information and support, stroke survivors can get the financial protection they need.

For more information on Stroke life insurance, please give us a call on 0800 083 2829 or start a live chat.