Private Medical Insurance (PMI) is designed to provide faster access to medical investigations, specialist consultations, and treatments for non-emergency conditions that may face long waiting times on the NHS. While not a replacement for NHS services, PMI is invaluable for those seeking quicker, more efficient care, especially for conditions that

As a business owner or manager, protecting your company against unexpected risks is essential. While general business insurance covers property and liability, certain types of insurance are specifically designed to secure the financial stability and continuity of your business. We’ll explore the types of business insurance: Keyperson Insurance, Relevant Life

Income protection insurance is a policy designed to replace your income if you’re unable to work due to illness or injury. This could cover anything from minor issues like the flu to serious conditions like cancer. This type of insurance is different from critical illness cover, which pays a lump

Life can be unpredictable, and being diagnosed with a serious illness is something no one expects. While health insurance covers medical costs, critical illness cover provides a lump sum when diagnosed with a serious illness. Unlike life insurance, which only pays out upon death, critical illness cover will payout while

Life insurance, also known as life assurance, is a policy where, in exchange for an agreed monthly payment, the insurer provides a lump sum if you pass away or are diagnosed with 12 months or less to live. If you're the primary breadwinner or share financial responsibilities, a life insurance

When exploring options for financial protection, the terms "life insurance" and "life assurance" may come up. They essentially mean the same thing: financial cover for loved ones in the event of the policyholder’s death.  What is Life Assurance? The term “life assurance” is an old term for a whole-of-life policy,

Some jobs naturally carry more risk than others, placing certain workers in challenging situations daily. From construction sites to open waters, these high-risk roles require careful consideration when it comes to financial protection. This blog will explain what the most dangerous occupations are and outline the available occupational life insurance

Protecting your loved ones’ future is one of the most common motives behind taking out a life insurance policy, but it’s worth knowing that not all policies are the same. If you’re eligible, some types of life insurance may be better suited to your circumstances than others, helping you to

Relevant life insurance is a type of life insurance for employees and directors. A relevant life policy is a type of life insurance specifically designed for small businesses. It provides a death-in-service benefit, meaning if an employee dies while employed by the company, a lump sum payout is made to