Tom is a dedicated protection adviser working for the Insurance Surgery, a renowned specialist insurance broker committed to delivering exceptional solutions to clients with medical conditions or who have previously been declined life insurance. Tom, understands the power of collaboration and knows that by joining forces with strategic IFA partners, both parties can mutually benefit from a referral partnership.

Specialist Referral Partnership

Tom received a client referral from an esteemed independent financial adviser (IFA) firm known for their commitment to comprehensive financial planning. The IFA had identified a client who required a robust insurance solution due to the following medical conditions:

• High BMI (52.4)
• Graves’ Disease
• Spondylolisthesis

The IFA believed that The Insurance Surgery’s specialist expertise would be instrumental in guiding the client through the process.

The client in question was Barbara, a hardworking individual with hopes of securing her family’s financial future. Tom understood the importance of a thorough assessment and carefully reviewed Barbara’s unique circumstances and application.

Barbara’s employment status as an employed, non-smoker provided a strong foundation for exploring a range of insurance options. With the IFA’s knowledge of Barbara’s financial goals, Tom could craft a specialist solution that aligned with her financial goals.

Referral Results:

After careful consideration, Tom recommended a comprehensive and specialist Life & Critical Illness Cover plan with a level benefit structure. This plan offered Barbara:

• Life sum assured of £100,000
• Critical illness sum assured of £50,000
• Premium: £60.71 pm

Providing a safety net for her and her loved ones. The plan’s terms and cover perfectly matched Barbara’s priorities, ensuring that she could face any future challenges with confidence and peace of mind.

Maintaining open lines of communication was crucial for Tom and the IFA. As a result, Tom kept both Barbara and IFA updated regularly. This allowed for efficient and timely communication, ensuring that Barbara remained informed and engaged throughout the process.

Collaborative Success:

This collaborative success story between Tom, representing the Insurance Surgery, and working closely with an IFA partner exemplified the power of partnership within the insurance industry. By combining their knowledge, experience, and commitment to clients, they were able to deliver a tailored insurance solution that empowered Barbara and her family to pursue their dreams without fear.

By working together, they could offer comprehensive cover, expert advice, and an exceptional client experience that went beyond expectations. The Insurance Surgery’s dedication to collaboration and partnership reflects our commitment to empowering clients and providing exceptional service. Fostering strong relationships can enhance your ability to deliver tailored solutions to each client.

Key Takeaways:

• By collaborating with strategic partners, insurance brokers can deliver tailored solutions that meet the unique needs of your clients.
• As a result, a partnership between an IFA and insurance broker can empower clients to pursue their ideal policies, even if they have been declined previously.
• The Insurance Surgery is committed to providing exceptional service through collaboration and partnership.

Contact us today to learn more about how our referral service can benefit both you and your clients. Together, let’s overcome obstacles, bring peace of mind, and empower individuals like Barbara to protect what matters most in their lives.

Call: 0800 083 2829 / Email: [email protected]