Marfan Syndrome Life Insurance, Critical Illness Cover And Income Protection
The Insurance Surgery is a leading insurance specialist for people classed as high risk or non-standard due to their medical history, including Marfan Syndrome life insurance, critical illness cover and income protection. For most people who have suffered from a medical condition in recent years or who currently suffer from a pre-existing condition, it can be complicated and difficult to get the cover you need to protect your family, home or business.
Marfan Syndrome life insurance, critical illness cover and income protection applications are no different and will usually be subject to additional requirements and potential other implications.
Our team of insurance experts works with all types of different medical conditions as well as knowing how each of the major insurance providers underwriting works so we can help you to get the cover you need at the right price. Usually with Marfan Syndrome life insurance, critical illness cover and income protection there will be a requirement to provide a medical report to your insurer.
How Marfan Syndrome life insurance, critical illness cover and income protection works
The major factors which will be reviewed by insurance underwriters when assessing any applications for Marfan Syndrome life insurance, critical illness cover and income protection are:
- Your current age
- Frequency of symptoms
- Severity of symptoms
- Treatment or medication
- Any surgery
If you need help with your application for Marfan Syndrome life insurance, critical illness cover or income protection then you should contact The Insurance Surgery for a quote or free advice.
Marfan Syndrome life insurance
The usual process when applying for Marfan Syndrome life insurance is that you will complete an application form for the chosen insurance provider which will often be followed by a request for your medical records. Due to the fact that this type of condition is higher risk as with most genetic disorders it can be slightly more difficult to get cover than for other medical conditions. Premiums and rates for Marfan Syndrome life insurance can also vary dramatically from one insurance provider to another so it is also very important to apply to the right company.
Some of the main points that will be taken in to account when assessing an application for Marfan Syndrome life insurance are:
- Any family history (which parent/s)
- Which areas of the body are affected
- How severe are your symptoms
- What type of treatment, medication or surgery
The likely outcomes for someone looking for Marfan Syndrome life insurance is that you may be offered cover with an increase to your premiums to reflect the level of risk relating to your application. In cases where symptoms are more severe or if there is some cardiovascular issues then you may find that premiums could increase significantly or potentially may be declined if too severe.
If you have been declined Marfan Syndrome life insurance previously then you should speak to one of our experts as we have specialist products specifically designed for people who are unable to get cover through the normal routes.
Marfan Syndrome critical illness cover
As with most genetic disorders and especially where there is a high risk of cardiovascular related issues, it can be difficult to get this type of product. Marfan Syndrome critical illness cover terms may be available through a limited number of insurers but this will depend very much on your circumstances as well as underwriting criteria.
You will almost always be asked to provide medical evidence from your GP or specialist to support your application for Marfan Syndrome critical illness cover. You should also expect that your premiums will be subject to an increase and more than likely there will be an exclusion for cardiovascular related issues.
Marfan Syndrome income protection
There may also be some specialist insurers who will consider applications for Marfan Syndrome income protection depending on your symptoms and your general health. Often with these types of conditions where the potential for further complications and other health issues.
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Tom has been incredibly helpful throughout the whole process of getting my life insurance set up. Very knowledgeable and absolutely ‘on it’ to get me the best product out there.
Mat Wise
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Service was first class, Simon kept me informed at every step in the process.I would have no hesitation in dealing with him again.
Duncan Fordyce
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Dealt with Karl who could not have been more helpful. Made the whole process of getting life insurance far easier than other providers I had approached.
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Approved immediately. Process was so fast and a lot cheaper than I thought. Highly recommended.
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Useful Links
If you need advice or information about Marfan Syndrome life insurance, critical illness cover and income protection then you can contact one of our experts for a quote or free advice.
Click the links below to find out more: