The usual process when applying for Marfan Syndrome life insurance is that you will complete an application form for the chosen insurance provider which will often be followed by a request for your medical records. Due to the fact that this type of condition is higher risk as with most genetic disorders it can be slightly more difficult to get cover than for other medical conditions. Premiums and rates for Marfan Syndrome life insurance can also vary dramatically from one insurance provider to another so it is also very important to apply to the right company.
Some of the main points that will be taken in to account when assessing an application for Marfan Syndrome life insurance are:
- Any family history (which parent/s)
- Which areas of the body are affected
- How severe are your symptoms
- What type of treatment, medication or surgery
The likely outcomes for someone looking for Marfan Syndrome life insurance is that you may be offered cover with an increase to your premiums to reflect the level of risk relating to your application. In cases where symptoms are more severe or if there is some cardiovascular issues then you may find that premiums could increase significantly or potentially may be declined if too severe.
If you have been declined Marfan Syndrome life insurance previously then you should speak to one of our experts as we have specialist products specifically designed for people who are unable to get cover through the normal routes.