- Client: Male
- Age: 44
- Smoker Status: Non-smoker
- Condition: Sarcoidosis
- Cover Date: December 2021
- Product Type: Level life insurance
- Cover Amount: £200,000
- Cover Term: 20 years
- Premium: £18.54
We were approached by this client on the 5th November 2021 when we got in touch with them to see if they would like to review their policy. We regularly call our customers every few years to ensure that their policy is still right for them.
The gentleman agreed to have his policy reviewed and therefore our advisor Georgina got in touch with him to discuss his life insurance needs as well as any medical conditions he has.
This is when he disclosed that he was looking for around £200,000 of cover over 20 years, and that he has previously suffered from sarcoidosis in 2009.
Georgina took this information and completed some research to assess what the best cover was for the gentleman, and to collect some quotes for him.
Due to the fact that the client recently had covid, the application had to be postponed for 30 days, however after this period had ended Georgina got in touch with the gentleman to give him his quotes. They discussed which option would be best for the gentleman, as well as which quote best fit his budget.
After choosing the most appropriate policy for the gentleman, Georgina applied him to the provider, however they requested further information from the client. This was sent over and they subsequently accepted the application.
On the 17th December 2021 Georgina secured the gentleman £200,000 of cover over a 20 year period for a monthly premium of £18.54.
The gentleman was so pleased with this outcome as he now has better cover than he did previously, and he has peace of mind that he is protected should the worst happen. We are also pleased with this outcome as we have helped another customer to get the best possible cover for their circumstances.