What Is Mental Health Life Insurance?

Mental health isn’t always easy to talk about. However, our team of experts have years of experience in making our clients feel comfortable and confident enough to share details of their condition. During this process, you will be paired with just one dedicated advisor who will handle your application with care and work to find the perfect policy to suit your circumstances. 

If it would make you feel more comfortable, you can start a live chat or email us instead. We don’t use chatbots; instead, our experienced life insurance advisers will help.

During our talks, we’ll start by asking you some questions about your general health and lifestyle:

• Your medical history (including existing conditions)
• Any medication taken during the past five years
• Your height and weight
• Your GP’s details
• Your lifestyle and hobbies
• Salary or other income
• Outgoings

In order to get to know your circumstances better, our team may also need to ask a range of mental health-related questions, such as:

• Have you been diagnosed with a specific condition?
• When were you first diagnosed?
• What are your usual symptoms, how often are you affected, and how severe are they?
• How do you manage and treat these symptoms?
• Have you ever been hospitalised due to your mental health?

We may also have to ask whether you have ever dealt with suicidal thoughts or attempted self-harm in order to find the most suitable policies and premiums for you. Obtaining life insurance has many benefits. Lots of providers now offer value-added services to policyholders, such as access to counselling services or 24-hour virtual GP appointments.