Depending on your circumstances, as with life insurance, critical illness cover could be available to you through some insurers if you suffer from cervical spondylosis. Cover will depend on whether you are able to manage your condition and the extent to which it impacts on your general health, well-being and lifestyle.
Applications for critical illness cover can be stricter than applications for life insurance. An insurer may seek some form of medical confirmation from your GP, or access to your medical records.
It is possible to have an application for critical illness cover accepted on standard terms, but this will always depend on the severity of your condition.
If your symptoms are seen as more severe, you might be offered cover with non-standard terms that are bespoke to your situation. Contact us at The Insurance Surgery for more details and to be put in touch with insurers offering cover for your needs.