As a breast cancer survivor you may be wondering whether you can get critical illness cover after breast cancer? If you have had Breast Cancer and you need critical illness cover then it can be available in certain circumstances, but generally it will be offered with a cancer exclusion.
As with other types of Cancer and critical illness cover, Breast Cancer critical illness cover terms will depend on the amount of time that has passed since you received treatment and the Grade / Stage of the Cancer you had.
Life insurance underwriters will almost always want to see a copy of your GP report of a report from your specialist to help them to assess your application for Breast Cancer critical illness cover.
If you have received treatment fairly recently for Breast Cancer or if you have had a high Grade / Stage Cancer then you will generally find that critical illness cover will be declined unfortunately.
There are some specialist products that may be available for you via The Insurance Surgery which exclude pre-existing medical conditions such as Cancer and will cover you for other conditions.
If you have applied for Breast Cancer critical illness cover in the past and had cover accepted on special terms or been declined cover then it may be worth reviewing based on your current circumstances. Underwriting for Breast Cancer critical illness cover is improving and as time passes you are more likely to be able to get cover to protect your family.