For someone looking for Huntington’s Disease life insurance you will find that cover can often be available, especially where the condition is mild and the applicant is fairly young (i.e. under 50 years of age). This type of cover can also sometimes even be offered at anything from standard rates in certain cases, however can often come with a small premium loading where the condition is slightly more severe or if the applicant is over 50.
Some of the key factors which would be taken in to consideration by insurance underwriters for Huntington’s Disease life insurance are:
- What age were you when you were diagnosed with Huntington’s Disease
- How severe are your symptoms (e.g. Memory loss, Depression, Loss of coordination etc.)
- Medication or Treatment used (e.g. antidepressants)
- Do you have any other medical or health problems
There are also certain circumstances where it may be more difficult to get Huntington’s Disease life insurance such as if you have had multiple blood relatives who have had the condition or if you have had positive results of a genetic test.