People who are looking for Hughes Syndrome life cover will generally find that cover is often available to them from a small premium loading upwards to a potential decline where there are other issues. Most applications for Hughes Syndrome life cover will require the applicant to provide a copy of their medical records or a nurse screening in some cases depending on the severity of the condition.
There are a number of bits of information which will be taken in to consideration by insurance underwriters when reviewing an application for Hughes Syndrome life insurance including:
- When were you diagnosed with Hughes Syndrome
- What was the date of your last attack or symptoms
- Which treatment / medication did you receive
- Are there any other related medical issues
In certain cases where the applicant has experienced symptoms in the past few years then it may be more difficult to get Hughes Syndrome life cover because of the additional risks for recent issues. There are some specialist providers who may be more inclined to accept applications for Hughes Syndrome life cover due to them having a more flexible approach to underwriting.