In most cases there may not be an issue getting this type of cover and there are a range of possible issues when applying for Viral Hepatitis life insurance depending on a number of key factors (see below). The main point for underwriters when assessing an application for Viral Hepatitis life insurance is whether you are still suffering from the condition or whether you have any ongoing damage to your liver. In some cases you may find that you could even be accepted at the insurers standard rates which is the same as for someone who does not suffer from a pre-existing medical condition if your symptoms are mild. You will generally find that you will need to provide copies of your medical records to help underwriters to assess your application accurately.

Premiums for Viral Hepatitis life insurance will depend on:

• How old were you when you were diagnosed
• Which type of Viral Hepatitis do you suffer from
• When did you last experience symptoms
• How severe are your symptoms
• What treatment have you had

It is possible to experience some difficulties when applying for Viral Hepatitis life insurance, especially in more severe cases or if there are ongoing issues so it is important to speak to an expert. You may also find that your premiums for Viral Hepatitis life insurance could increase depending on the levels of risks relating to your circumstances.