Antiphospholipid Syndrome Life Insurance, Critical Illness Cover And Income Protection
We are an insurance specialist for people who have been diagnosed with pre-existing medical conditions and other high risk groups such as Antiphospholipid Syndrome or sometimes known as Hughes Syndrome life insurance, critical illness cover or income protection.
Insurance underwriters will review an impaired life application on a case by case basis to establish the level of risk for the individual or couple and apply either a loading or policy exclusion which includes Hughes Syndrome life cover, critical illness cover and income protection.
The Insurance Surgery has helped thousands of people who are classed as non-standard to protect their families, homes and businesses which includes Hughes Syndrome life insurance, critical illness cover and income protection.
How Hughes Syndrome life insurance, critical illness cover and income protection works:
The main elements which will be taken in to consideration when applying for Hughes Syndrome life insurance, critical illness cover and income protection will be things like:
- Date of diagnosis
- Treatment / medication
- Last symptoms or attack
- Any other medical problems
- General health
If you want to get some advice on or a quote for Hughes Syndrome life insurance, critical illness cover or income protection then you should contact one of our team of experts to find out more. The Insurance Surgery has helped thousands of people with medical conditions like Hughes Syndrome to find life insurance, critical illness cover and income protection as well as save them money.
Hughes Syndrome life insurance
People who are looking for Hughes Syndrome life cover will generally find that cover is often available to them from a small premium loading upwards to a potential decline where there are other issues. Most applications for Hughes Syndrome life cover will require the applicant to provide a copy of their medical records or a nurse screening in some cases depending on the severity of the condition.
There are a number of bits of information which will be taken in to consideration by insurance underwriters when reviewing an application for Hughes Syndrome life insurance including:
- When were you diagnosed with Hughes Syndrome
- What was the date of your last attack or symptoms
- Which treatment / medication did you receive
- Are there any other related medical issues
In certain cases where the applicant has experienced symptoms in the past few years then it may be more difficult to get Hughes Syndrome life cover because of the additional risks for recent issues. There are some specialist providers who may be more inclined to accept applications for Hughes Syndrome life cover due to them having a more flexible approach to underwriting.
Antiphospholipid Syndrome critical illness cover
It is also possible to get Antiphospholipid Syndrome critical illness cover where the condition is mild with no additional issues and no symptoms. You will find that Hughes Syndrome critical illness cover will not be available through all insurance providers and therefore it is advisable to speak to an expert or specialist such as The Insurance Surgery who understands medical underwriting.
Antiphospholipid Syndrome income protection
It may be possible to get Antiphospholipid Syndrome income protection in similar circumstances to critical illness cover and will often be accepted with a minimum of small premium loading. You will be limited to a smaller number of companies who would consider Hughes Syndrome income protection so it is important to apply to the right providers.
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Tom has been incredibly helpful throughout the whole process of getting my life insurance set up. Very knowledgeable and absolutely ‘on it’ to get me the best product out there.
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Service was first class, Simon kept me informed at every step in the process.I would have no hesitation in dealing with him again.
Duncan Fordyce
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Dealt with Karl who could not have been more helpful. Made the whole process of getting life insurance far easier than other providers I had approached.
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Approved immediately. Process was so fast and a lot cheaper than I thought. Highly recommended.
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Useful Links
If you need a quote for Hughes Syndrome life insurance, critical illness cover and income protection you should contact one of our experts for more information.
Click the links below to find out more: