Maximising your financial protection

We know that families in London are living on tight budgets. The living costs of growing up in such a fantastic city can be huge, so finding an affordable life insurance policy that won’t break the bank is essential.

One of the reasons why so many people in London trust us with their life insurance needs is because they know that everything we do is about finding you maximum protection with minimal premiums.

We get to know who you are. We talk to you about how much cover you think you might need. If you’re unsure, we’ll grab our calculators and work out the maths with you. We’ll talk about your incomings and your outgoings. We’ll find out if you’re eligible for any enhanced sick pay, if you could receive death-in-service benefits or if you have any other insurance policies that could payout in different scenarios.

We love taking the time to chat with you because it helps us assess what financial protection your family needs to maintain their living standards. We don’t want you to overpay for a life insurance plan that duplicates the protection you already have. But equally, we don’t want you to take out a plan that doesn’t guarantee your family’s financial security.

We firmly believe that life insurance should be accessible and affordable to all.

That’s why our price promise guarantees the cheapest life insurance premiums. We will always beat any like-for-like insurance policy because we want to make sure that you and your family are cared for.

Do you need life insurance in London?

We love London. It’s one of the most exciting cities in the world.

It’s a fantastic place to grow up, surrounded by culture and stunning architecture.

For us, London is a place that genuinely celebrates everything Great about Britain.

We love getting to know our customers in London because everyone has their own story to tell. We’ve helped people from Walthamstow to Chelsea secure effective life insurance policies. Whether you are a retail worker in Oxford Street, a council worker in Lambeth or a financier in The City, we promise to give you the same care and attention we’ve built our reputation on.

If you live in London, you may wonder if you need life insurance. After all, London is packed full of some of the finest hospitals in the country, from St. Thomas’s Hospital to GOSH.

But the truth is that where you live doesn’t matter. No matter where you are in the UK, you need to protect and help your family.

You should get a life insurance quote if you have a family in London or a long-term partner and depend on each other’s income. Knowing that your loved ones will be taken care of financially if something happens to you will give you peace of mind.

We believe that everyone in London deserves to feel financially protected.

We work with insurers across the UK

Do you want to know why you should work with a life insurance broker like us instead of going straight to the insurance company?

Getting rid of the middleman must save money, right?

Not with us. Our price promise guarantees you won’t find a better deal for the same kind of insurance anywhere else.

If you need life insurance, a critical illness plan, or income protection, you might go straight to the big names on the High Street. You’ll probably spend time browsing insurance comparison websites to find quotes for life insurance.

However, you can’t talk to all insurance companies at the same time.

But we can.

We have relationships with high-street insurers and independent insurance companies. This means we can find life insurance policies unavailable to the general public.

We know you’re wondering, “Why does this matter?”

It matters to us because we think you should be matched with the best insurance provider for you and your family. We will only ever recommend life insurance plans from companies that we trust. We see ourselves as a matchmaker, creating a happy partnership between you and your insurer.

And because we can quickly match you to the right company, you can save time and money.

You only have to think about what kind of insurance you want and how much you want it to cover.

We’ll handle everything else.

From life insurance denial to acceptance

Do you or someone in your family have a health problem or a history that could make it hard for you to get life insurance?

If you’re not sure if you would be accepted for a policy, talk to one of our advisors.

A lot of people in London think wrongly that they can’t buy life insurance. So, instead of talking to a life insurance agent, they leave without any protection.

We want to hear from London residents who have been turned down for life insurance or critical illness policies in the past. We know who you are and what’s going on in your life, so we’re sure we can turn that “no” into a “yes.”

Seventy percent of people who tried to get insurance elsewhere but were turned down can get it from us.

That’s because life insurance firms trust our recommendations.

They know that we don’t make decisions with computer programmes. If we tell them that you should get insurance, it’s because there’s usually a simple solution. We’ll talk to the insurance underwriter on your behalf and explain why we think you should be accepted for life insurance.

All you have to do is call us and tell us what you need and why you think you might not be able to get life insurance.

We’ll do the rest.