Diving Life Insurance

Life Insurance for scuba Diving and Divers can be accepted at normal rates with no loading or exclusions depending on the type of diving activity. People who take part in any form of diving looking for life insurance, critical illness cover or income protection will need to disclose information about the type of diving, depth and other relevant information as required by underwriters.

Life insurance for diving can often be obtained at standard rates for the majority of recreational divers, as long as the activity is not too dangerous or extreme. Some factors that would be taken in to account for diving life insurance underwriting are the amount of dives you do each year, whether you dive to depths more than 40 metres and whether you take part in hazardous diving such as caving, wreck diving or potholing). Life insurance rates for diving will vary depending on the insurance provider that we apply to on your behalf and it is our job to search the market to find out which provider would offer you the best cover and lowest premiums.

In some cases there may be a loading for diving life insurance depending on which type of diving you are involved in and how often you take part in diving activity.