There are a number of possible outcomes when applying for Colitis life cover which can vary from one insurer to another and depending very much on your own circumstances.
You will often be asked to provide a copy of your medical records from your GP or specialist which we will obtain on your behalf. It is possible to get Colitis life cover at the same rates and premiums as someone with no medical issues where the symptoms are mild or if you have very few attacks. Often however it is more likely that your application for Colitis life insurance would be accepted with a slight increase in premiums depending on the levels of risk involved.
Premiums for Colitis life insurance will depend on:
- How old were you when you were first diagnosed with Colitis
- What type of Colitis do you suffer from
- How many attacks do you suffer and how regularly are they
- What are your symptoms
- Which medication or treatment do you take
It is possible that in some instances where the symptoms are more severe or if the number of attacks are more frequent then you may find that premiums for Colitis life insurance could increase. You may have also already applied for Colitis life insurance in the past and have been declined cover because of your medical circumstances which we can review for you to ensure that your cover is appropriate or suitable based on your situation.