What Is the Difference Between Life Insurance and Life Assurance?
When exploring options for financial protection, the terms "life insurance" and "life assurance" may come...
Find the best life insurance policies tailored to the needs of women with the support of The Insurance Surgery. Trust us to take the time to find you a quote that best suits your unique circumstances.
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A Guide to Life Insurance for Women.
At The Insurance Surgery, our friendly, dedicated advisers will work directly with you to customise a plan that protects your finances, no matter what happens.
With our help, you can have peace of mind knowing your loved ones are cared for, allowing you to focus on living your best life.
What Is Life Insurance for Women?
Life insurance for women is a lump sum payment made to your chosen beneficiaries (people who will receive the payout) in the event of your untimely passing.
It doesn’t matter whether you are a young professional, a dedicated stay-at-home mom, or a retiree enjoying your golden years; by securing a life insurance policy suited to your specific circumstances, you can rest assured that your family’s future is protected.
Life insurance can help to support your loved ones with:
- Bills
- Income replacement
- Funeral costs
- Education/hobbies
- Rental payments
- Outstanding mortgage
- For your family to go on holiday
Who is Eligible?
At The Insurance Surgery, we believe every woman deserves comprehensive life insurance cover, regardless of age, medical condition or occupation. Our policies are designed to accommodate the diverse needs of women, including:
- Professionals
- Mothers
- Medical conditions
- Extreme hobbies
- Retirees/over 50’s
- Hazardous occupations
Why Choose Insurance Surgery?
Tailored Solutions
Every woman’s life journey is unique, and their insurance needs are equally diverse. At The Insurance Surgery, we take pride in offering life insurance solutions that address your specific requirements.
Accessibility
Accessing life insurance should be a seamless experience. That’s why we provide clear explanations for each policy type, offer a range of options from mainstream providers to niche insurers and allocate you with a dedicated adviser. We do all the hard work, so you can sit back and relax.
Expert Guidance
Understanding the world of life insurance can be overwhelming, especially when faced with medical concerns. Your dedicated adviser will guide you through every step of the process, ensuring that you understand your policy terms and make an informed decision.
Rated Excellent on Trustpilot
We have thousands of happy customers and this is due to our hard work and determination to give our customers the best service and support. We know that finding the right life insurance policy can be confusing and overwhelming. We take the time to explain the process, search the life insurance market and talk to underwriters – to get you a suitable and affordable policy.
How Much Does Women’s Life Insurance Cost?
Women’s life insurance costs vary based on several factors, including:
- Age
- Health status
- Desired coverage amount
- Policy duration
To ensure transparency and personalised service, our advisors will work closely with you to obtain accurate quotes from leading insurance providers. We consider your unique circumstances and requirements, enabling us to present you with tailored options that align with your needs and financial means.
Life Insurance for Women – Cost example.
Priti was looking for life cover to support with paying off the mortgage, Priti has 2 children aged 4 & 7.
Priti was previously declined life insurance by a comparison website, due to the medical condition Supraventricular Tachycardia (SVT) and family history of heart disease.
We were able to find Priti an affordable policy for her desired cover amount and term.
Policy Type: Deceasing life insurance
Sum assured / cover amount: £210,000.00
Term / policy duration: 25 years
Monthly premium: £11.02
Contact The Insurance Surgery Today!
At The Insurance Surgery, we are passionate about providing comprehensive life insurance for women.
Contact us today on 0800 083 2829 to take the first step towards securing suitable and affordable life cover. Our dedicated team is ready to guide you through the process, answer your questions, and help you find the perfect policy.
Frequently Asked Questions.
We answer your most frequently asked questions.
Your income, ongoing debts, dependents, and future financial responsibilities all play a role in determining the proper coverage. Our advisors will carefully assess your unique circumstances and provide personalised recommendations to protect your loved ones during your passing.
Yes, absolutely. You can get life insurance both during and after pregnancy if you’re keen to protect the financial future of your family. This process won’t differ hugely from a non-pregnant person getting life insurance, although the insurer may need to ask certain more specific questions regarding your pregnancy prior to offering a quote.
Everyone has their own reasons for seeking out life insurance, but many people like to find a policy after they begin to build a family. Some women will get life insurance after marriage, whilst others will wait until they have children in order to best protect the financial security of their family should they pass away.
Most insurance plans have a lapse period, typically 30 to 60 days, during which you can make up for a missed premium payment without affecting your coverage. However, it’s essential to maintain regular payments to avoid potential lapses or policy termination. Our advisors can guide you through the process and explore options to ensure uninterrupted protection.
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