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Mental Health & Life Insurance – Case Study

Amy’s Journey to Obtaining Life Insurance.

Mental health life insurance is becoming a critical aspect of life insurance and at the Insurance Surgery, we have exclusive access to specialised mental health insurance products, ensuring that our clients receive affordable and comprehensive life insurance cover. Amy is a 35-year-old mother of two who has overcome many obstacles to achieve a stable and happy life.
  • As a child, she struggled with intense anxiety which led to a suicide attempt and self-harm
Growing up in an environment where there was immense pressure to conform to societal norms and expectations took a toll on Amy’s mental health.
  • Leading Amy to develop an eating disorder and eventually anorexia
Navigating the challenges of adolescence and young adulthood can be difficult, and many people resort to negative coping mechanisms to deal with stress and pressure. However, recognising that something is wrong and seeking help is the first step towards a journey of mental wellness.

Amy’s Road to Recovery:

Amy found solace in travel, which allowed her to gain a new perspective on life and increase her self-confidence. However, her travels also involved excessive drinking, which became a habit that she couldn’t break. After three months, she returned home, still struggling with alcoholism. With the help of a doctor, Amy was able to overcome her addiction and go on to meet her husband. After five years of renting, they decided to buy their dream home and applied for life insurance.
  • The NHS recommend drinking no more than 14 units of alcohol a week, spread across 3 days or more
  • 14 units is equivalent to 6 pints of average-strength beer or 10 small glasses of lower-strength wine

Searching for Mental Health Life Insurance:

Amy began her search for life insurance online and visited several brokers. However, due to her history of mental health issues and previous alcoholism, she was repeatedly declined life insurance. Feeling frustrated and penalised for something that happened in the past, she finally found The Insurance Surgery.
  • By filling out a short form, an adviser contacted Amy the same day
  • Amy’s adviser listened carefully to her story and medical history
  • We were able to find Amy the perfect life insurance policy in less than 2 days
At the Insurance Surgery, our advisers are trained to handle pre-existing medical conditions, and we understand the unique challenges faced by individuals like Amy. We take every application seriously and work tirelessly to find our clients the right life insurance at an affordable rate. For more information on mental health life insurance, give us a call on 0800 083 2829 or start a live chat.
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