FREE expert help & advice 0800 083 2829

Contact our specialist team for FREE expert help & advice 0800 083 2829

Share the love!

The Insurance Surgery has over 25 years of experience finding suitable policies for our clients.

Refer your friends and family to The Insurance Surgery today and receive £50 voucher!

94% of customers who are referred to The Insurance Surgery, take out a policy with us!*

Share the Love! Refer a Friend

At The Insurance Surgery, we think it’s important to share positive experiences, that’s why if you refer a friend or family member to us, we will reward you with a £50 Lifestyle voucher, as a thank you.

What’s more, there’s no limit to how many people you can refer! For each successful referral, you’ll qualify for a voucher, subject to the terms and conditions below. It’s a win-win!

The process is simple. Just complete the details below and we’ll get in touch with your friend or family member.

Terms and Conditions.

*Data from The Insurance Surgery customer database, February 2026.

These terms and conditions are promoted by the Insurance Surgery, whose registered office is at 2nd Floor Pickford Street Mill, Pickford street, Macclesfield, SK11 6JD.

To be eligible for a voucher you must be a UK resident aged 18 or over.

In order for you to receive the voucher, the referred individual will need to have a minimum monthly premium of £20 and the policy to be live for a minimum of three months.

The referred individual must make all payments to their policy each month and in full.

If the policy taken out falls into arrears or lapses, then you will not be eligible for a voucher.

To be eligible for a voucher, you must also be a customer of The Insurance Surgery with an active policy. This offer is valid until 31st July 2027. However, should we decide to extend the offer, we reserve the right to do so, updating our terms and conditions accordingly.

You will receive one £50 high street voucher per referred person who purchases a policy; The voucher is issued via Lifestyle and can be used at more than 190 of the UK brands. For more details about the brands included, please visit thelifestylevoucher.co.uk.

By clicking this link you will be leaving the regulated site of the Insurance Surgery. The Insurance Surgery is not responsible for any content posted by a third party within a non-regulated site.

You will be sent a link to claim your voucher. Vouchers will expire 2 years after being issued and any outstanding balance will be lost; No cash alternative will be offered.

We reserve the right to refuse issue of the voucher should we suspect foul play; We reserve the right to cancel or modify these terms and conditions at any time and at our sole discretion; Our Privacy Notice explains how your data will be used.

If you’re the primary breadwinner or share financial responsibilities, a life insurance policy can help your family maintain their standard of living in the unfortunate event that you’re no longer around to support them.

Life Cover Terminology

Understanding life insurance terminology is essential for policyholders to make informed decisions about their cover, we have broken down the meaning for some of the most used terms.

Useful Links​

If you have any further questions about anything to do with Life Insurance and protection for your family, please feel free to contact our team of expert Life Insurance advisors.

Why Choose The Insurance Surgery?

Rated ‘Excellent’ on Trustpilot.

We take pride in the experience that we offer, guaranteeing excellent service at all times.

25 years Experience.

With 25 years of specialist life and protection experience, we can find the perfect policy for you.

Access to a range of insurers.

With a broad selection of partners, we are well-equipped to find the best insurance deals for you.

Award-winning broker.

Known for making insurance simple, The Insurance Surgery is a trusted, award-winning broker.

Benefit from Our Life Insurance Policies Today.

Relax, knowing that your family can receive the financial support that they need after you pass, and trust The Insurance Surgery to guide you through the life insurance process. With 25 years behind us, we are a trusted broker known for our expertise, prioritising transparency, and providing excellent customer service. So, rely on us to ensure you receive the cover you need at a fair and affordable price.

For a life insurance quote, contact us today on 0800 083 2829 to schedule a free consultation and take the first step towards protecting yourself and your loved ones financially.

Understanding how IHT works and the ways to mitigate its impact can help you plan and ensure that your loved ones don’t face unexpected tax bills.  

Facts About Life Insurance.

Life insurance can serve multiple purposes, including income replacement, wealth transfer, estate planning, and business succession. But how does life insurance shape up with the UK population?

7.5 million families

in the UK have no life insurance or critical illness cover.

£40,000

The average life insurance policy in the UK covers only about £40,000.

28%

of UK adults believe life insurance is too expensive.

96.9%

of all protection case claims were paid in 2024

Life insurance is unique – just like you.

Life Insurance for Parents

Life Insurance for Dads

Life Insurance for Sports & Hobbies​

Life Insurance for Self-Employed

Income Protection

Life Insurance for Smokers

Price Promise.

Obtain a cheaper quote elsewhere, we’ll beat<br>the price and also give you a £50 gift card!*

We are committed to offering unbeatable prices. Our
Price Promise ensures that we will find you the right
cover for your circumstances.

For More Information, Check Out Our Latest Blogs

Stay informed with the latest updates in the insurance industry for 2025 here.

We aim to provide clear advice, breaking down the jargon, so you understand the importance of protection insurance.

Financial protection is about making sure you and the people who depend on you have financial support

Having a pre-existing medical condition rarely stops you getting protection insurance in the UK, it usually affects

Most cancer survivors in the UK can get protection insurance. A cancer history usually influences the terms

A heart condition rarely stops you getting protection insurance in the UK. It usually shapes the terms