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Hodgkin's Lymphoma Life Insurance

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Hodgkin’s Lymphoma Life Insurance, Critical Illness Cover and Income Protection

The Insurance Surgery is a leading insurance expert for people with pre-existing medical conditions and other non-standard factors such as for people looking for Hodgkin’s Lymphoma life insurance, critical illness cover or income protection. Insurance underwriting for people who are classed as high risk will vary depending on your condition and the insurance provider you are applying to so it is important to know which company is best for you. If you are looking for Hodgkin’s Lymphoma life insurance, critical illness cover and income protection it is important to speak to a specialist who will understand your needs and be able to identify which insurer is best for you.

How Hodgkin’s Lymphoma life insurance, critical illness cover and income protection works:

There is a list of factors which will be taken in to consideration when considering applications for Hodgkin’s Lymphoma life insurance, critical illness cover and income protection such as:

  • Date and age at diagnosis
  • Grade / Stage of tumour
  • Area affected
  • Type of treatment
  • Any other medical or health issues

If you need help, advice or a quote for Hodgkin’s Lymphoma life insurance, critical illness cover or income protection then you should contact The Insurance Surgery to see what we can do to help. Our team of experts has worked with and helped thousands of people with pre-existing medical conditions to get Hodgkins Lymphoma life insurance, critical illness cover and income protection to protect themselves and their families.

 

Hodgkin’s Lymphoma life insurance

As with most types of Cancer, it is possible to get Hodgkin’s Lymphoma life insurance and it can be anything from standard rates with no special terms up to decline or postpone if there are other issues. There are some key factors which would be taken in to account when applying for Hodgkin’s Lymphoma life insurance and insurance underwriters will generally want to see a copy of your medical records.

Some of the main factors that will be taken in to account by insurance underwriters when considering an application for Hodgkin’s Lymphoma life insurance are:

  • When were you diagnosed with Hodgkin’s Lymphoma
  • What was the grade and stage of the tumour
  • What type of treatment did you receive (e.g. Chemotherapy or Radiotherapy)
  • How long ago did your treatment end

There are certain circumstances where Hodgkin’s Lymphoma life insurance may be slightly more difficult to get cover for, such as if you are still receiving treatment or awaiting investigations / results. Generally with any cancer treatment there will be a period of time before you will be eligible for cover purely to ensure that the treatment has worked. Usually if you are within 2 years of receiving primary treatment then Hodgkin’s Lymphoma life insurance would typically be postponed.

For more information or a quote for Hodgkin’s Lymphoma life insurance then you should contact one of our team of insurance advisers who can help.

 

Hodgkin’s Lymphoma critical illness cover

Most applications for critical illness cover where there has been a history of cancer or a tumour removed then you will often find that applications such as Hodgkin’s Lymphoma critical illness cover will be accepted with special terms imposed. Often underwriters will want to see a copy of your medical records from your GP or specialist and usually you will find that Hodgkin’s Lymphoma critical illness cover will at minimum have a cancer exclusion applied to the policy.

In some more severe cases where the grade and stage of the tumour is higher or if there have been additional complications then you may find that Hodgkin’s Lymphoma critical illness cover will either be accepted with a larger loading or potentially decline altogether. If you have previously applied for Hodgkin’s Lymphoma critical illness cover and struggled to get cover or been accepted with special terms imposed then you should contact The Insurance Surgery for more information.

 

Hodgkin’s Lymphoma income protection

It is possible to get Hodgkin’s Lymphoma income protection in some cases where the course of treatment has been completed several years ago and if the grade / stage of the cancer is low enough. Underwriters will want to know whether there have been any ongoing issues or time off work due to the condition as well as whether you have any other health issues which could impact your application for Hodgkin’s Lymphoma income protection.


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For more information, advice or a quote for Hodgkin’s Lymphoma life insurance, critical illness cover and income protection speak to one of our expert advisers today.

 

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