Usually there is a good chance that you can get Hepatitis B life insurance and especially where you have fully recovered from the virus with no long lasting damage to your liver. Insurance underwriters will want to know more information about your medical history, your general health and your Hepatitis B such as where or why you contracted the virus. We understand that there are many ways that this condition can be contracted. It can be transmitted from mother to baby at birth and can be spread via unprotected sex. We will help you find insurance no matter how you came to have the virus but some methods of contraction may lead to higher premiums than others.
If you are looking for Hepatitis B life insurance and you contracted the virus from drug use or sharing needles then you will find it more difficult to get cover. If you are still a drug user (except for Marijuana) and need Hepatitis B life insurance then it is unlikely that you will be able to get cover.
Some of the main factors which will be taken in to account when underwriters are reviewing an application for Hepatitis B life insurance include:
- When did you have Hepatitis B and how did you contract the virus
- Was your Hepatitis B drug related
- Have you got any long lasting damage to your liver
- Do you still have Hepatitis B
- Have you got any other health or medical problems
For more information, advice or a quote for Hepatitis B life insurance you can contact one of our expert advisers who will be able to tell you which cover is available to you and give you an idea of cost.