Fortunately, Critical Illness Cover for people with Haemophilia is generally available and usually on the basis of standard rates with no premium increase. As with Life Insurance for Haemophilia, Critical Illness Cover offers the same flexible approach to underwriting where the condition is mild and symptoms are infrequent.
Insurance providers will generally want to see a GP report to support your application and will ask a number of questions about your Haemophilia to assess the risk.
Where there have been more recent events relating to your Haemophilia or the condition is more serious, there may be an increase applied to the premium or special terms offered. If the condition is much more serious, your application for Critical Illness Cover may be declined.