Again there is a strong possibility that Addison’s Disease critical illness cover will be accepted and can also often be at the insurers standard rates with no special terms imposed. If the Addison’s Disease has been well controlled and there have been no recent episodes or issues then you should be accepted for critical illness cover at standard rates with no issues.
As with life insurance for Addison’s Disease, the insurance underwriters will often want to see your GP report to assess the levels of risk for any Addison’s Disease critical illness cover applications. Any insurance provider wanting to see your GP report is not a problem and should not be viewed as negative as it will mean that there will be NO ISSUES at point of claim as your GP will have disclosed everything about your medical history.
In some cases for Addison’s Disease critical illness cover there may be some policy exclusions applied where there are additional disclosures, exclusions can include:
If you have experienced recent issues of adrenal crisis then you will find that there is a strong possibility that Addison’s Disease critical illness cover could be postponed. The period of the postpone will depend on the severity of the recent problems and any hospitalisation.
If you are looking for Addison’s Disease critical illness then you should speak to an expert such as The Insurance Surgery who will be able to tell you which insurance provider will offer the best terms and save you money.