Write or refer – what does this mean for Consumer Duty? The dreaded Consumer Duty echo’s around the heads of all financial services businesses. It’s all hotting up as we rapidly approach the deadline of July 31st. Something that is very close to our heart at the Insurance Surgery, is the importance

In recent years, unsolicited cold calls and mass texting have become a nuisance, causing frustration for people worldwide. Countless individuals receive numerous calls and messages daily, advertising products or services they may have no interest in. The issue has become so severe that governments worldwide have taken action to combat it. The

The Protection Distributors Group has released a guide aimed at financial advisers who want to introduce their clients to specialist advisers for protection products. The guide focuses on introducing clients who have a need for protection and underlines the importance of trust in any long-term relationship. Protection Distributors Group suggests that advisers