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Articles and Guides.

Stay informed with the latest updates in the insurance industry for 2026 here.

We aim to provide clear advice, breaking down the jargon, so you understand the importance of protection insurance.

Blog feature

Why Partner with a Specialist Broker.

As consumer duty forces us to re-look at our practices and processes, it provides an opportunity to work together. High-risk customers that suffer from a severe pre-existing medical condition in particular require specialist support due to the sheer knowledge that goes into the case. It takes time to learn and understand the

PCFCL Cancer – Case Study

This case study features Erick, a 40-year-old self-employed individual who approached the Insurance Surgery to obtain cancer life insurance. Unfortunately, he had been diagnosed in 2019 with a rare form of cancer known as Primary Cutaneous Follicular Centre Lymphoma. Thankfully, Ericks cancer had been treated successfully. What is Primary Cutaneous Follicular Centre

Stroke – Case Study

Jane was a healthy, vibrant 52-year-old when she suffered a stroke. After months of rehabilitation and therapy, she was almost back to feeling herself. The stroke left her with a high risk of stroke recurrence. Jane realised that your life can be turned upside down in a second, so she wanted to

Parkinson’s Disease – Case Study

Adam was diagnosed with Parkinson’s at the age of 26. At 26 years old, life was just starting to take shape for Adam. He had a great job, loving wife and beautiful daughter – with lots of plans for the future. But that all changed one day when he was diagnosed with

What is an Index-linked Policy and is it Different to Standard Life Insurance?

An index-linked policy is a type of life insurance that is linked to the performance of a specific financial index, such as the Consumer Price Index (CPI) or the S&P 500. The value of the policy is tied to the performance of the index, and typically increases or decreases in line with

High BMI, Migraines and Idiopathic Inter-cranial Hypertension – Case Study

Sarah was declined life Insurance before finding the Insurance Surgery. Background: Sarah is 40 years old, in her own words “my world consists of my husband and 3 beautiful children”. Life was great for the family, until Sarah’s mother got ill earlier this year. This brought home to Sarah the reality of