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Steeplejack Life Insurance

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Steeplejack Life Insurance, Critical Illness Cover And Income Protection

The Insurance Surgery is the UK’s number 1 insurance experts for people with dangerous occupations including Steeplejack life insurance, critical illness cover and income protection. If your job is hazardous like being a Steeplejack or working in construction then you may find it more difficult to get a life insurance, critical illness cover or income protection policy depending on some key factors. There are some risks to consider when applying for Steeplejack life insurance, critical illness cover and income protection because of the things the you are required to do with this type of occupation. Any application for life insurance, critical illness cover or income protection will be assessed based on risk which will include occupations such as a Steeplejack.

In this area of our Insurance Surgery website we explain how your application for Steeplejack life insurance, critical illness cover and income protection will be assessed by insurers.

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Steeplejack Life Insurance

Risks for Steeplejacks when applying for life insurance:

  • Working at heights
  • Operating dangerous machinery
  • Lifting and bending
  • Working with hazardous chemicals and materials

There are a number of occupations that will be classed as dangerous because of the types of activities that are involved as part of this type of job which will include building maintenance and construction. It is possible to apply for Steeplejack life insurance and critical illness cover with almost all insurance providers however income protection may be slightly more difficult to get cover for. It is very important to make sure that you have the right cover to protect your family should anything happen to you.

How Steeplejack life insurance, critical illness cover and income protection works:

If you work as a Steeplejack and want to apply for life insurance, critical illness cover or income protection then you should consider a number of factors which will be assessed by underwriters, including:

  • How often do you work at heights
  • What heights do you work at heights
  • How much driving do you do for your job

For advice about applying for Steeplejack life insurance, critical illness cover or income protection then you should speak to one of our team of expert on 0345 565 0935.

Steeplejack Life Insurance

You will also find that it is possible to get competitive premiums for Steeplejack critical illness cover depending on your situation and your requirements.

Often you will find that your premiums will be the same as a standard application for critical illness cover as being a Steeplejack should not be classed as a higher risk for this type of cover. Most insurance companies will offer terms for Steeplejack critical illness cover so getting the right cover will depend on price and the quality of the contract.

Premiums for Steeplejack life insurance will also be based on:

  • How much Steeplejack life insurance you want to apply for and why
  • What term of cover you need in years
  • Which type of life insurance policy you need

Underwriting for Steeplejack life insurance varies from one insurance provider to another depending on who you apply to which is why it is important to speak to an expert such as The Insurance Surgery.

Steeplejack critical illness cover

As with teacher life insurance, you should be able to easily get teacher critical illness cover. There should be no issues with getting cover unless your job is very high-risk; in this case, insurers may need to ask more information about your occupation to assess the level of risk.

The only reason that your premiums may rise is if you have a high level of risk in your job, generally premiums for teacher critical illness cover will be available for you at or close to standard rates, and you should have no issues getting cover.

Steeplejack income protection

It will be slightly more difficult to get a policy to cover for Steeplejack income protection to protect your income if you are unable to work due to long term sickness or injury whether at work or during your normal day. There are several potential exclusions that could be applied to your offer of cover depending which type of building work you do and which insurer you apply to.

If you need information or advice to get the best Steeplejack life insurance, critical illness cover and income protection then you should speak to one of our team of experts on 0800 035 2829 today.

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