Commercial Divers looking for Critical Illness Cover will generally find that cover will be available, however there will almost always be an exclusion based on their occupation. Due to the increased levels of risk involved with commercial diving and the way that critical illness cover is underwritten, any claim for illness or injury as a result of the job you do will not be accepted.

Critical illness cover for commercial divers may also be declined with certain life insurance providers who are more strict with hazardous occupations and depending on the type of diving you do. If you have been declined previously then that does not necessarily mean that you cannot get critical illness cover for commercial diving.

It is important to remember that even though your acceptance for critical illness cover for commercial diving may come with exclusions, you will still be covered for a large number of critical illnesses and non-occupational related claims.