Feefo Trusted Service Award 2018

Supraventricular Tachycardia Life Insurance

We're the experts so let us do the hard work
Making life insurance and travel insurance
affordable for everyone...

Get a Quote

Supraventricular Tachycardia Life Insurance

In general, it should be fairly easy for you to get life insurance with supraventricular tachycardia, as long as you have no major complications with your condition, or no other medical issues. If your condition is more severe, you still may be able to get cover, however you may have to pay a loading within your premium.

There are a few things that insurers will take into consideration when you apply for supraventricular tachycardia life insurance, these are:

  • What medication you use (if any)
  • The severity of your condition
  • If you have had any medical issues associated with your condition

Supraventricular tachycardia life insurance

In general, life insurance for people with supraventricular tachycardia should be fairly easy to obtain, as long as your condition is not overly severe. It is likely that providers may request a doctor’s report with your application so that they can further assess the risk of your condition.

If they assess your condition to be fairly low risk, it is possible that you may be offered cover at standard rates, however if your condition presents more of a risk, then it is possible that your premiums will have a loading added, and will therefore be slightly more expensive.

Click here to speak to one of our Protection Advisors 

 

Critical Illness Cover

Similarly to supraventricular tachycardia life insurance, supraventricular tachycardia critical illness cover should be fairly easy to get, as long as your condition isn’t too severe.

If your condition is mild, and well controlled, it is possible that you can get supraventricular tachycardia at standard rates. However, the more flare ups that you have, and medications that are needed to control your condition the more of a risk you would present to insurers and therefore a loading may be added to your premium.  It is also highly likely that an exclusion relating to the condition would be applied to your policy.

Income protection

Again, similarly to both supraventricular life insurance and critical illness cover, supraventricular income protection should be simple to obtain. This however depends on the severity of your condition and any issues that you have had as a result of your supraventricular tachycardia.

If you have a very mild form of supraventricular tachycardia, then it is possible that you can get supraventricular tachycardia income protection for standard rates, however the more issues you have had with your condition will increase your premium, and in very rare circumstances may decline your application.  Again, if we are able to obtain cover for you it is very likely that an exclusion relating to the condition would be applied to your policy.

Whatever the severity of your supraventricular tachycardia, we will always try our hardest to get you the best cover for you, so get in touch to ensure that you get the protection that you deserve.

Click here to speak to one of our Protection Advisors 

Case Study 1

  • Client: Female
  • Age: 41
  • Smoker status: non-smoker
  • Medical condition(s): Supraventricular tachycardia, anaemia and anxiety
  • Cover date: March 2019
  • Product type: Life insurance and critical illness cover
  • Cover amount: £30,000
  • Cover term: 28 years
  • Premium: £20.04

We were approached by this lady on the 28th January 2019 when she applied to us through our site. Our advisor Suzie then called her back to ask her what her Critical Illness Cover needs were and what pre-existing medical conditions she has. At this point She explained that she has supraventricular tachycardia and had mild anaemia and anxiety, which has never caused her any further issues. She also went on to explain that she was looking for £30,000 of critical illness cover; which would pay out if she became critically ill, for a period of 28 years. Our advisor Suzie then applied to one of our mainstream providers and secured the lady critical illness cover, which also includes life cover as part of the product, for a monthly premium of £20.04. This is a wonderful premium for the lady considering she has a few pre-existing medical conditions; however, these are very mild, and she has had no other complications with them therefore this is reflected in the premium we were able to obtain.

The client was delighted to hear that we have been able to secure her cover, especially critical illness cover as this can be quite difficult to obtain if you already have a pre-existing medical condition.

Overall, we were delighted to have been able to help this lady as she now has peace of mind should she develop a critical illness. She knows that should she develop a critical illness that is covered by the policy she would receive a lump sum payment which would take financial pressure off her while she recovers. Furthermore, we were over the moon to have been able to help this lady, especially with her critical illness cover as it is harder to get this type of cover than it is to get life insurance. We are passionate about protecting families and strive to get as many people the protection that they require, even if they have a high-risk pre-existing medical condition.

Case Study 2

  • Client: Female
  • Age: 41
  • Smoker status: non-smoker
  • Medical condition: supraventricular tachycardia, anxiety and anaemia
  • Cover date: March 2019
  • Product type: Life insurance
  • Cover amount: £200,000
  • Cover term: 30 years
  • Premium: £20.28

We were approached by this lady on the 28th January 2019 when she completed an enquiry through our website. Our advisor Suzie then contacted her to discuss what life insurance she was looking for and what pre-existing medical conditions she has. At this point she explained that she was looking for £200,000 over 30 years to cover her mortgage. She then went on to explain that she supraventricular tachycardia and had mild anaemia and anxiety, which has never caused her any further issues. After receiving this information, Suzie then applied to one of our mainstream providers and secured the lady £200,000 of life insurance cover for 30 years for a monthly premium of £20.28. This is a fantastic premium for the lady, especially given her medical history which includes a higher risk condition, and the amount of cover she required.

On a whole, we were delighted with the outcome as the lady now has peace of mind that her mortgage will be covered if she were to pass away unexpectedly. Furthermore, we were also delighted with this result as we love helping people find the protection that they need, especially when they have a more complicated pre-existing medical condition. We want to help as many people get the protection that they need, even if they have a higher risk pre-existing medical condition.

photo 1449495169669 7b118f960251

The Insurance Surgery Ltd is rated 4.9/5 based on 1477 reviews. Read our reviews


'Great customer service, very helpful and quick response' Sam was very helpful, very well informed and explained everything in detail to the best of his knowledge. I am very happy with his advice and outcome. I will definitely recommend his services. Very good and professional service. 4.9

Specialist and Free Advice from a team of experts

Speak to our team of experts to find out how much we can save you today...

Call 0800 083 2829

Monday to Thursday: 8:30am - 8:00pm Friday: 8:30am - 5:00pm

Request a callback

Arrange a callback