In the case of Stress life insurance, critical illness cover and income protection you will find that there may be a range of possible outcomes which can be anything from standard rates for milder symptoms or historical issues all the way to decline where the symptoms are more acute with serious implications on health.
In this article we look at how an application for Stress life insurance, critical illness cover or income protection will be treated by underwriters to show you what you might be able to expect prior to applying for cover. If you have applied for Stress life insurance, critical illness cover or income protection previously then you will know that there are questions you will need to answer about your medical history and general health to support your application.