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Psoriatic Arthritis Life Insurance

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Psoriatic Arthritis Life Insurance

Psoriatic Arthritis Life Insurance, Critical Illness Cover And Income Protection

The Insurance Surgery is a leading UK insurance specialist for people with all types of pre-existing medical conditions which includes all different types of Arthritis such as Psoriatic Arthritis life insurance, critical illness cover and income protection. If you have Psoriatic Arthritis and you have previously applied for or thought about applying for life insurance, critical illness cover or income protection then you may have been put off by long application forms and answering what seems like hundreds of questions about your health.

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Our team of highly skilled and experienced experts are here to make the process of getting cover to protect your family as quick and easy as possible. We know which insurance providers are best for each condition based on our many years of experience and the thousands of families that we have helped.

This section looks at Psoriatic Arthritis life insurance, critical illness cover and income protection in more detail to explain how it all works and what you can expect. We want to help you to get the right cover to protect your loved ones at the right price.

Symptoms of Psoriatic Arthritis:

  • Joint pain
  • Swelling around joints (e.g. hands, knees, feet, neck etc.)
  • Stiffness of joints

These symptoms can potentially cause issues when applying for certain types of cover depending on the severity and length of time that they have been present.

Treatment for Psoriatic Arthritis:

  • Anti-inflammatory drugs (non-steroid)
  • Disease modifying anti-rheumatic drugs (DMARD’s)
  • Corticosteroids
  • Biological therapy

How Psoriatic Arthritis life insurance, critical illness cover and income protection works:

There are a number of key areas which would be assessed by underwriters when looking at an application for Psoriatic Arthritis life insurance, critical illness cover and income protection, such as:

  • Date of diagnosis
  • Any surgery
  • Treatment or medication
  • Severity of symptoms
  • Other health or medical issues

If you want to speak to an expert to get more information and guidance about what the best way for you to get Psoriatic Arthritis life insurance, critical illness cover and income protection then you should call one of our team on 0800 083 2829.

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Psoriatic Arthritis life insurance

It is very possible to get a policy to cover Psoriatic Arthritis life insurance currently as long as your symptoms are not too severe and there are no other more serious health or medical issues. Premiums can be offered at the same ‘standard rate’ as they would be for someone with no medical issues or pre-existing medical conditions as long as the symptoms are fairly mild. It is however possible that your premiums for Psoriatic Arthritis life insurance could increase slightly to reflect a higher level of risk depending on your own circumstances.

The main areas of concern for underwriters when assessing an application for Psoriatic Arthritis life insurance are:

  • How old were you when you were diagnosed
  • Have you had any major surgery or are you awaiting test results
  • What treatment or medication do you take
  • How well is your condition controlled

In some cases it may be required for you to provide a copy of your medical records to help support your application for Psoriatic Arthritis life insurance depending on your situation. If you are asked to provide medical information then our team of experts will process this request on your behalf by contacting your GP with your consent.

Psoriatic Arthritis critical illness cover

There is also a very strong possibility of being able to get a policy for Psoriatic Arthritis critical illness cover based on your health and your condition depending on the severity. Premiums for Psoriatic Arthritis critical illness cover can be offered from standard rates in more mild cases or where the applicant is a younger life where the condition is well controlled. You should be aware that if your symptoms are more severe or if your medication can result in possible health issues then your premiums could increase to reflect that risk.

Insurance underwriters will also generally want to view a copy of your medical records to help them to assess your application for Psoriatic Arthritis critical illness cover to provide and accurate decision. It is possible in some cases that policy exclusions could be applied to your offer of cover so it is important to read your policy documents thoroughly.

Psoriatic Arthritis income protection

There may be more difficulty in being able to obtain a policy for Psoriatic Arthritis income protection based on the levels of risk involved. There are some insurers who do not offer cover for this type of policy at all so it is very important to speak to an expert who has an in-depth knowledge of specialist insurance underwriting to give you the best chance of getting Psoriatic Arthritis income protection.

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For more information and advice to get a competitive quote for Psoriatic Arthritis life insurance, critical illness cover and income protection then you should contact one of our team of experts today.
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