It is very possible to get a policy to cover Psoriatic Arthritis life insurance currently as long as your symptoms are not too severe and there are no other more serious health or medical issues. Premiums can be offered at the same ‘standard rate’ as they would be for someone with no medical issues or pre-existing medical conditions as long as the symptoms are fairly mild. It is however possible that your premiums for Psoriatic Arthritis life insurance could increase slightly to reflect a higher level of risk depending on your own circumstances.
The main areas of concern for underwriters when assessing an application for Psoriatic Arthritis life insurance are:
- How old were you when you were diagnosed
- Have you had any major surgery or are you awaiting test results
- What treatment or medication do you take
- How well is your condition controlled
In some cases it may be required for you to provide a copy of your medical records to help support your application for Psoriatic Arthritis life insurance depending on your situation. If you are asked to provide medical information then our team of experts will process this request on your behalf by contacting your GP with your consent.
