As with any other form of mental health problem, there can be issues with getting cover to protect yourself and your family however there are certain insurers who are better than others for Panic Attacks life insurance, critical illness cover or income protection. Generally the milder your symptoms and better control you have means that your premiums will be lower and cover options will be greater so it is important to disclose accurate information about yourself on your application.

Panic Disorder Life Insurance, Critical Illness Cover And Income Protection
The Insurance Surgery is a top insurance specialist for people who suffer from all types of pre-existing medical conditions, including Panic Disorder life insurance, critical illness cover and income protection.
Symptoms of Panic Disorder:
- Choking feeling
- Dizziness
- Nausea
- Tingling in fingers
- Trembling
Underwriters will ask about your symptoms to try to figure out your situation so that they can accurately assess your application for Panic Attacks life insurance, critical illness cover or income protection and provide an accurate decision.
Treatment for Panic Disorder:
- Psychological therapy
- Medication
- Specialist referral
How Panic Disorder life insurance, critical illness cover and income protection works
For someone looking for Panic Attacks life insurance, critical illness cover and income protection, there are a number of key factors which will be assessed such as:
- Age at diagnosis
- Cause of Panic Attacks
- Any psychological treatment
- Medication
- Other health issues
If you need help to get Panic Disorder life insurance, critical illness cover and income protection or if you suffer from any other type of mental health issue then you should speak to one of our team of experts.
Panic Disorder life insurance
As with most other mental health problems, it is very possible to get Panic Disorder life insurance and often rates can be the same as for someone with no pre-existing medical conditions. Your application for Panic Disorder life insurance will ask about your condition and your symptoms to help insurers to understand more about your circumstances and to apply an appropriate decision.
Some of the most important and key factors to determine the level of cover that will be available to you and how much you will pay for Panic Disorder life insurance are:
- How old were you when you were first diagnosed with Panic Disorder
- How often do you suffer Panic Attacks
- Have you ever had a suicidal attempt or thought
- What treatment, medication or counselling do you have
In some more severe or serious cases where the symptoms are more serious and especially where there are suicidal attempts or thoughts then you may find it more difficult to get Panic Disorder life insurance. Some insurance providers are better than others in these types of cases and we will help direct you to the best ones for your situation.
Panic Disorder critical illness cover
It is also very possible to get Panic Disorder critical illness cover in the same way as life insurance, especially where the symptoms are mild and the condition is well controlled or there are no ongoing issues. In some cases where the symptoms are more recent or if you have received counselling then you may be asked to provide copies of your medical records from your GP or specialist.
There is a chance that you may have to pay slightly more for Panic Disorder critical illness cover or exclusions may be applied such as mental health related issues if your condition or symptoms are more severe.
Panic Disorder income protection
Often it is fairly simple to get Panic Disorder income protection cover where the symptoms are mild and the condition is well controlled as this is generally considered slightly lower risk for this type of cover as with life insurance and critical illness cover. There are certain instances where there may be additional requirements to provide further information if symptoms are more frequent or severe.
In some cases there may be additional exclusions applied to your offer of cover for Panic Disorder income protection depending on your circumstances and the insurer.
Useful Links
If you need help or advice to get the best quote for Panic Disorder life insurance, critical illness cover and income protection to protect your family, home or business then you should speak to one of our experts.
Click the links below to find out more: