Underwriting for Coronary Angioplasty life insurance will depend on the following factors. Insurers will want to know the following information in order to assess your application:
- The particular arteries that are affected
- Whether you have had a heart attack, angina or stroke
- The underlying condition that caused the need for the procedure
- Your current state of health following the operation
It is likely that given the seriousness of Coronary Angioplasty surgery, an insurer will want to see a medical report from your GP to gain an idea of your current health and the state of your health before the procedure. If there are any underlying health conditions, it is likely that you will be offered life insurance with increased premiums.
If however you have had surgery and have experienced no presence of underlying conditions and a good bill of health, an insurer may accept you with standard terms.
Some life insurance applications can be easily accepted and underwritten online, but always bear in mind that an insurer may want to discuss your application with you in more detail to determine the severity of your condition.
They may want extra details of medications you are taking, the date of your initial diagnosis and need for surgery, and details of any other medical-related complications.
At The Insurance Surgery, we have helped many people find the right Coronary Angioplasty life insurance cover for their needs.