Life Insurance Sheffield
Looking for life insurance in Sheffield?
You’ve come to the right place.
From Hillsborough to Hallam, we support people in Sheffield, helping them to find long-lasting life insurance policies that promise to pay out.
Why choose
The Insurance Surgery
- Voted Best life and protection broker 2022
- Rated 5* on Trustpilot and Feefo
- Access to high street and independent insurers
- 20 years’ experience & price match promise
The future can be unpredictable.
People from Sheffield know better than anyone else how unpredictable life can be.
You want a life insurance policy that will make your future a little more certain.
You want a policy that guarantees a payout to your loved ones but is still affordable each month.
We want that too.
We help people in Sheffield find cheap life insurance plans that offer long-lasting financial protection for their loved ones.
Offering a personal approach to Sheffield life insurance quotes
If you’re searching for a life insurance policy in Sheffield, you’ve come to the right place.
Here at The Insurance Surgery, we have decades of experience helping people like you find the perfect policy for their needs.
You might be searching for an online form offering an instant life insurance quote. We understand the temptation to choose the cheapest life insurance plan, but you and your family deserve better.
We steer clear of online life insurance quotes because everyone is different.
We want people in Sheffield to feel protected. To understand what life insurance covers and to feel confident that their families will be looked after.
Life insurance policies are complex, and there are many reasons why you could end up overpaying for a policy. If you choose the wrong plan, you could risk paying for a policy that doesn’t pay out how you need it to. But luckily, our expert knowledge and years of experience mean we know what to look for. We’ll take the time to explain the difference between a whole-life policy and a term policy, and we’ll identify how much cover you need to protect your family.
That’s why we only offer life insurance quotes over the phone.
We want to give you a chance to ask us your questions and check that you understand what you are buying.
In our opinion, life insurance is far too complicated to fit into a simple pricing computer programme. Instead, it’s about discovering what has motivated you to take out a life insurance plan. We want to find out what cover you need and figure out what protections you already have in place.
We love having the chance to chat with people like you.
We feel satisfied when customers walk away with the right protection in place. It’s a great feeling knowing that we’ve done whatever we can to make someone’s life easier if the worst happens and they are hit by the unexpected.
How does life insurance work?
Life insurance will protect your family financially in the event of your death.
It will pay a lump sum to your family if you die or are diagnosed with a terminal illness while the policy is in effect.
Life insurance can offer flexible financial protection that works however you want.
- You can specify how much cover you require and how long you want protection.
- Any payment will be tax-free; your family can use it to help them adjust to life without you.
- The lump sum could be used to pay the mortgage or for living expenses.
- You can set aside money for specific beneficiaries as an inheritance.
- Life insurance can be purchased as a single or joint policy.
- You can supplement your policy with critical illness insurance or income protection insurance.
For over 20 years, we’ve been helping Sheffield residents to work out what insurance plans they need.
We will look for a suitable life insurance policy for your needs, regardless of your job, age, or health conditions.
Do you need life insurance in Sheffield?
Sheffield is a fantastic place to live. The city is vibrant and packed full of culture, with a rich heritage and a strong sporting history.
Packed full of students, the city is filled with excitement, from Crookes to Fulwood and Hillsborough to Broomhill.
You may wonder if you need life insurance if you live in Sheffield. After all, Sheffield is a relatively young city, with the recent 2021 census showing that the median age is just 37. It’s also a very healthy city, with 44.5% of residents describing their health as “very good” (Source: ONS)
So, if Sheffield is a young, healthy city, is it where you need to actively think about life insurance?
Surprisingly yes. It makes no difference where you live. The need to protect and support your family remains the same regardless of where you live in the United Kingdom.
You should get a life insurance quote if you have a family in Sheffield or a long-term partner and rely on each other’s income. It will give you peace of mind knowing that if something were to happen, your loved ones would be financially taken care of.
We help people in Sheffield save time and money.
If you’re tired of looking for a life insurance policy, why not talk to one of our expert advisors?
Searching for life insurance policies on the internet can be frustrating. It’s not only time-consuming, but if you’re not sure what you’re looking for, you might walk away without any protection.
That worries us because we’ve seen what could happen if someone dies unexpectedly and they don’t have any life insurance in place.
Our life insurance advisors want to make things easier for you.
We want to make the whole process as simple as possible.
Who knows, we might even make it an enjoyable process!
We promise to save you time and money by handling your search for you.
Our expertise and network of contacts across the UK mean that we are confident that we can match you to the right insurer. We work with big high-street names and independent and niche insurers you may not have heard of.
This is good news for you because we can assess and compare life insurance policies better than any online insurance comparison site. What’s more, our price promise means you can benefit from a cheap life insurance policy that matches your needs.
- You won’t have to spend hours searching online.
- You won’t pay more than you have to.
- You will have the right amount of financial protection for your family.
- We only recommend life insurance providers we know will do what’s best for you.
- You can benefit from an insurance company with a history of paying out quickly and easily.
- You can trust that your policy will pay out how you want it to.
Have you previously been declined for Sheffield life insurance?
One of the reasons we are so popular in Sheffield is that we have a proven track record of assisting people in obtaining life insurance after being turned down elsewhere.
We get frustrated when insurers rely solely on computer algorithms. Too often, the “computer says no” when there is a perfectly acceptable alternative.
Our track record of assisting people denied life insurance speaks for itself.
We accept a whopping 70% of people who have been turned down for life insurance elsewhere. This is because we have relationships with speciality insurers and know who to contact if you have a complicated medical history.
Please do not be discouraged if you are concerned about being declined.
Even if you were turned down for life insurance by one company, that does not mean you will be turned down by all of them.
Why don’t you talk to one of our advisors and explain why you might be turned down? Then, we can look into your situation and see how we can help you and your family achieve the financial security you are looking for.
Frequently Asked Questions
We answer your most frequently asked questions.
People in Sheffield have been buying life insurance from The Insurance Surgery for over twenty years. As an insurance broker, we have access to the entire market, from big-name brands to small, independent insurance companies focusing on niche areas.
Because of these connections, we can help you find a life insurance plan that meets your needs.
With critical illness, income protection, and life insurance plans, our expert advisors can help people in Sheffield feel financially secure and know their families are protected in the worst-case scenario.
The Insurance Surgery is the best place for people in Sheffield to buy life insurance. We have helped people in the city find the right life insurance policy for a long time. As an insurance broker, we can use our contacts all over the UK to find you the best insurance plan.
But we don’t think of ourselves as just a go-between.
People in Sheffield have come to us for advice for years because they like our honesty and openness. Our reputation comes from helping people in Sheffield choose the best life insurance plans for their families and helping them to enjoy long-term financial security.
Policies for life insurance are made up of several different parts. Insurers will want to know as much as possible about you, including your age, job, health history, and what you like to do in your spare time.
Depending on where you live in the UK, life insurance premiums may differ slightly in price. Premiums are based on how likely it is that a claim will be made. So, if you live where people are getting older or where there is a lot of crime, your life insurance rates could be higher than if you lived in a young, rural area.
No matter where in the UK you live, the cost of cover can vary greatly from one provider to the next. So, the best way to ensure you get the best deal is to talk to a life insurance broker like us.
Anyone over the age of 18 can buy a life insurance policy. If you have children or a partner who depends on your income, you should think about getting a policy.
Age is an important part of any quote for life insurance. The younger you are, the cheaper your life insurance premium will be. But there are still deals on life insurance, whatever your age.
We highly recommend talking to one of our experts to find an affordable life insurance quote for you.