Life Insurance Leeds
Did you know that life insurance policies can protect your family’s finances?
Our life insurance experts know how to find the right policies for your needs.
Why choose
The Insurance Surgery
- Voted Best life and protection broker 2022
- Rated 5* on Trustpilot and Feefo
- Access to high street and independent insurers
- 20 years’ experience & price match promise
Helping people in Leeds find the right insurance policy
Are you looking for a life insurance policy?
Do you want to protect your family’s finances and set up safeguards so they are taken care of in a worst-case scenario?
If you’re searching for a life insurance policy in Leeds, you’ve come to the right place.
Here at The Insurance Surgery, we have decades of experience helping people like you find the perfect policy for their needs.
We differ from online life insurance comparison websites.
We don’t offer instant quotes online because we believe that would be doing you a disservice.
Instead, we take the time to talk to you over the phone or via a live chat.
We believe that life insurance policies are complex, and there are many factors that you could end up overpaying for your policy or risking a plan that doesn’t pay out in the way that you need it to. Our expert knowledge and years of experience mean we know what to look for. We’ll take the time to explain the difference between a whole-life policy and a term policy, and we’ll identify how much cover you need to protect your family.
People in Leeds have been coming to us for years because they trust us to put you first.
You deserve to know exactly what you are getting from your insurance policy.
You’re looking for a plan that offers low premiums with high cover.
And more importantly, you want to know that your family will remain financially secure if something terrible happens.
We want that too.
So, we’ll give you as much time as you need to get your questions answered. We’ll make sure you know everything you need to know. And if you or your family ever need to file a claim, we promise to do everything we can to make the process as easy as possible.
What is life insurance?
Life insurance will protect your family from the financial effects of your death.
It will pay out a lump sum to your family if you were to pass away or were diagnosed with a terminal illness while the policy remains in place.
You can choose how much cover you need and how long you wish to be protected for. Any payout will be tax-free; your family can use it to help them adjust to life without you.
- The cash sum could be used to pay off the mortgage or for everyday living expenses.
- You can ringfence some money to be given to named beneficiaries as an inheritance.
- Life insurance can be a single policy or a joint-named policy.
- Your policy can be enhanced with critical illness cover or income protection insurance
We’ve been helping people in Leeds determine what insurance plans they need for over 20 years.
People like you.
Perhaps you are working at one of the two universities in Leeds. Maybe you are employed by Leeds Teaching Hospitals NHS Trust or work for big companies like Centrica, Asda or Sky, who all have head offices in the city.
Whatever your job, age or medical history, we’ll look for a suitable life insurance policy for your needs.
Do you need life insurance in Leeds?
Leeds is a fantastic place to live. It’s a thriving hub, combining culture and innovation with tradition.
Packed full of students, the city is filled with excitement and vibrance, from Kirkstall all the way to Chapel Allerton and from Headingly to Roundhay.
If you live in Leeds, you may be wondering if you need life insurance. After all, Leeds is a safe place to live with close access to some of the finest hospitals in the country.
But the truth is that it doesn’t matter where you live. The need to protect and support your family remains the same wherever you are in the UK.
If you’re bringing up a family in Leeds, or you have a long-term partner and you rely on each other’s income, you should be looking for a life insurance quote. It will give you peace of mind that should something happen, your loved ones will be taken care of financially.
We know people in Leeds want to save time and money
If you’re bored and fed up with looking for a life insurance policy, then why not speak to one of our team?
We understand that looking online can be frustrating. Not only can it be time-consuming, but if you’re not completely clear on what you’re looking for, you might end up walking away without any protection in place.
Our life insurance advisors are here to make your life easy.
We promise to save you time and money by taking care of your search for you.
We love the challenge of matching people like you to the right insurer.
You deserve to be supported by an insurance company that will look out for your best interests. One that will protect you in almost any scenario. And most importantly, one that will pay out quickly with minimum fuss if you or your family need to make a claim.
We don’t just look for the cheapest monthly premiums for life insurance, though we promise you won’t find a better deal elsewhere. Instead, we suggest insurance plans based on what we know about you, what kind of protection you need, and, most importantly, what type of protection you already have.
We believe that everyone in Leeds should have a sense of financial security.
It all starts with a phone call.
We can find a cheap life insurance policy for you
As experienced insurance brokers, we know who to talk to when finding a reputable life insurance provider.
Searching online might be convenient, but placing your family’s financial security in the hands of a Google algorithm might not be the safest choice.
Our expertise and network of contacts across the UK mean that we are confident that we can match you to the right insurer. We work with big high-street names and independent and niche insurers you may not have heard of.
This is good news for you because we can assess and compare life insurance policies better than any online insurance comparison site. What’s more, our price promise means you can benefit from a cheap life insurance policy that matches your needs.
- You won’t pay more than you have to.
- You will have the right amount of financial protection for your family.
- We only recommend life insurance providers we know will do what’s best for you.
- You can benefit from an insurance company with a history of paying out quickly and easily.
- You can trust that your policy will pay out how you want it to.
You won’t get this kind of service anywhere else.
Have you previously been declined for life insurance?
When people in Leeds tell us they think they won’t be able to get life insurance, it makes us sad.
Everyone should have a way to ensure their families have financial protection.
That’s why we don’t rely on online algorithms. So, you’ll never hear the phrase “computer says no” from us.
That’s because we’re an optimistic bunch. Our glass is always half full.
Even if you were turned down for life insurance by one company, that doesn’t mean you’ll be turned down by all of them.
We accept a huge 70 percent of people who have been turned down for life insurance elsewhere. This is because we have relationships with niche insurers and know who to contact if you have a complicated medical history.
Why don’t you talk to one of our advisors and tell us why you might be declined? Then, we can look into your situation and figure out how to help you and your family get the financial security you need.
Frequently Asked Questions
We answer your most frequently asked questions.
The Insurance Surgery has been selling life insurance to people in Leeds for over twenty years. As an insurance broker, we have access to the whole market, from big-name brands to small independent insurance companies that specialise in niche areas.
Because of these connections, we can help you find a life insurance plan that fits your needs.
Along with critical illness, income protection, and life insurance plans, our expert advisors can help people in Leeds feel financially secure and that their families are protected in the worst-case circumstances.
The Insurance Surgery is the best life insurance broker in the UK. We have been in business for over twenty years, and we have a track record of helping people in Leeds who are looking for life insurance. As a broker, we can find the right insurance policy for you by using our contacts all over the UK.
But we don’t just see ourselves as a go-between.
People from Leeds have been coming to us for years because they like our fair and honest advice. We’ve built a good reputation by helping people find life insurance policies that meet their needs and by making it easy for them or their loved ones to file a claim.
If you have a partner or family members who depend on your income, it is highly recommended that you take out a life insurance policy. Your life insurance policy will pay out a tax-free lump sum that your family or loved ones can use to maintain financial stability such as paying off the mortgage or maintaining a standard of living.
For a low monthly premium, having a life insurance policy can be the most sensible thing you can do to protect your loved ones.
There is no right or wrong answer. Life insurance policies are eligible for anyone over the age of 18. It is recommended that you should consider taking out a policy if you have dependents or a partner who relies on your income.
Age is an important factor in any life insurance quote. The younger you are, the more likely you are to benefit from a cheap life insurance policy.
Our customers love us.
Would recommend using this service
Tom has been incredibly helpful throughout the whole process of getting my life insurance set up. Very knowledgeable and absolutely ‘on it’ to get me the best product out there.
Mat Wise
First Class Experience
Service was first class, Simon kept me informed at every step in the process.I would have no hesitation in dealing with him again.
Duncan Fordyce
Great, Quick Service
Dealt with Karl who could not have been more helpful. Made the whole process of getting life insurance far easier than other providers I had approached.
Shelley Jenkins
Fantastic!
Approved immediately. Process was so fast and a lot cheaper than I thought. Highly recommended.