life insurance referral centre.

Refer clients to a specialist life & protection broker.

Refer a Client Today

“The referral process is efficient, transparent, and hassle-free. Allowing my team and I to focus on other key areas of the business.”

Darren Polson

Head of Mortgage Operations at Aberdein Considine

Save Time and Compliance Headaches by Referring Protection.

Managing protection can be time-intensive, and clients often have unique protection requirements. By directing clients to a protection specialist, you can be sure that they will receive our full dedication and support. This, in turn, will fulfil consumer duty obligations whilst your clients obtain suitable protection cover.

Financial businesses, such as mortgage brokers, financial advisers, accountants and wealth management companies, partner with us to refer clients who require protection advice. Freeing up their time to focus on other areas of their business.

Our Protection Products Include:

Life insurance
Income protection
Critical illness cover
Expat Insurance
Private Medical Insurance
Group Insurance
Keyperson Insurance
Shareholder Insurance
Relevant Life
Over 50’s
Whole of Life
Intervivos | Inheritance Tax

Exclusive access to products

Due to our 25 years in the specialist industry and outstanding reputation, we have been provided with exclusive access to products that are not available on the whole market. Allowing us to provide lower rates for a range of medical conditions.

Complex Case Experts

We can help everyone find suitable protection. Our expertise extends to helping those who find it hard to obtain life insurance. Whether you don’t have time, access to the right insurer or your client has been declined, The Insurance Surgery is here to help.

102,000 People Helped

We’re rated ‘Excellent’ across major review platforms, underscoring our exceptional customer service. Our approach is non-pushy and coupled with extensive industry knowledge and expertise. This allows us to deliver protection solutions to personal or business clients.

You’ll work with an award-winning team.

Cover Excellence award 2024_outstanding Specialsit Intermediary 2024_winner

Our customers love us!

How to become an introducer.

Becoming an introducer to The Insurance Surgery is simple. Check out the video for more information on the steps to become a referral partner.

Last year we helped thousands of customers find suitable and affordable cover, with our excellent customer service, expert knowledge and access to exclusive products that are not available to the whole market – we can find cover for the clients that you can’t.

As a specialist protection broker, 86% of our customers are living with at least one medical condition.

I’m New. Become an Introducer

Refer a Client Today

Become an introducer to the Insurance Surgery.

By completing the form below, you will be completing the administrative steps to becoming an introducer to the Insurance Surgery. Once the form has been completed a member of the partnerships team will send a welcome email along with an introducer agreement (detailing commercials) and a due diligence questionnaire (to ensure compliance is verified) via DocuSign.

The next step is to then schedule a 30-minute onboarding call to go through the referral process. Additionally, you can schedule a call with the partnerships team using the meeting calendar below.

Complete the registration form below

Complete the introducer agreement and due diligence report

Schedule a 30 min onboarding meeting

Please note; that the Managing Director is required to sign the IAR (introducer) agreement.

For any questions relating to the registration process, please email: [email protected]

Register to refer clients to The Insurance Surgery.

Meet the Team.

A highly skilled and committed team is available to assist both new and current partners, ensuring a smooth experience throughout the partnership process.

Andy Mellor, Managing Director

Andy Mellor has been at Insurance Surgery since 2022, in this short amount of time Andy has taken the business from strength to strength. With a track record of achieving remarkable success, he led the company to a record-breaking year in 2023 & 2024, securing multiple awards and doubling our partnerships.

Speak to Andy for marketing and promotional activities.

Email Andy

Charlotte Harding, Business Partnerships

Charlotte joined The Insurance Surgery in August 2022 and plays a pivotal role in managing both new and existing partners. As an award-winning nomination writer, she has helped the company secure four industry awards, including Outstanding Specialist Intermediary, Cover Excellence Awards. Charlotte combines strategic relationship-building with process management to ensure partners receive exceptional service. Got a question about our process? Charlotte’s the one to ask!

Email Charlotte

Richard Brough, Protection Manager

Richard has been with The Insurance Surgery for seven years.

Prior to that, he worked at NatWest and has since developed extensive, in-depth knowledge of specialist life insurance. Richard truly embodies our values, offering sincere and expert protection advice to both partners and customers alike. If you have a very complex case that you wish to talk through first, speak to Richard.

Email Richard by clicking the button below.

Email Richard

Emilie Ward, Business Partnerships

Emilie joined The Insurance Surgery in 2020. Before moving to the Partnerships team, Emilie worked as a complex case protection advisor. Emilie now supports both new and existing partners with onboarding, case queries, and provides educational support, in the form of panel discussions, events and podcasts on the importance of protection advice.

For advice on how to refer a client or how to register to become an introducer, call Emilie on 01624 913444.

Email Emilie

Speak to a member of the partnerships team.

Have a question and want to speak to someone, schedule a call at your convenience.

Alternatively call us now on: 0800 083 2829

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