The Insurance Surgery is a top UK insurance expert for people who are classed as non-standard by insurers because of their jobs, health or sports which includes Fisherman Life Insurance, critical illness cover and income protection. You may already know that if you have a dangerous job or if your health is not 100% then you may be required to go through further underwriting when applying for personal protection policies that are designed to protect your family and your home. For someone who has a hazardous occupation such as a Fisherman then you may find that your application for Life Insurance, critical illness cover or income protection will be assessed differently. There are a number of reasons why an occupational risk can be viewed as higher risk which includes people who work offshore and those involved in sailing activities which are both the case with people in the fisheries industry.
Here we review the application and underwriting processes for Fisherman Life Insurance, critical illness cover and income protection to explain more about how it might affect you. If you need cover to protect your family or home then it is important to get the right policies that will offer the protection that you need as well as the other potential element that could save you money on your premiums.