Epilepsy Life Insurance specialists - We specialise in finding competitive Life Insurance quotes for individuals who have Epilepsy.
Why use The-Insurance-Surgery.co.uk?
The-Insurance-Surgery.co.uk was established in 1999 as the UK's first online insurance and financial services specialist for people who have pre-existing medical conditions.
We are a leading specialist in our field and offer a bespoke and unique service that is specifically designed for individuals who are classed as 'high risk' by insurance providers.
Our many years of knowledge and specific expertise in dealing with clients who are looking for Epilepsy Life Insurance means that we know the providers who will offer the most competitive premiums for your circumstances.
The-Insurance-Surgery.co.uk are Whole of Market and completely independent which means that we are able to apply to any insurance provider for you and more likely to be able to find the most competitive premiums for you and your Epilepsy Life Insurance needs.
How are we different?
The-Insurance-Surgery.co.uk services are specifically aimed at helping individuals who have pre-existing medical conditions such as Epilepsy. Our many years of experience and through the knowledge that we have from helping thousands of individuals we are able to source the right provider for your Life Insurance requirements.
We have developed strong links with the leading Life Insurance providers and have strong connections with the top underwriters to be able to quickly and effectively obtain lower premiums for Epilepsy Life Insurance.
The-Insurance-Surgery.co.uk have also featured in Which? for our excellent specialist service, as well as the consumer money site MoneySavingExpert.co.uk.
How much will Epilepsy Life Insurance cost?
The cost of Epilepsy Life Insurance depends on a number of underwriting criteria and the usual factors such as:
- Amount of cover required (Sum assured)
- Length of the policy (Term)
- Age of policyholder
- Smoker status
- Type of condition (i.e. Grand Mal, Petit Mal, Temporal Lobe, Optical Lobe, Frontal Lobe, Parietal Lobe etc.)
- Severity of the condition
- Age at diagnosis
- Any other related or non-related medical conditions
Our consultants at The-Insurance-Surgery.co.uk are highly skilled and knowledgeable for Epilepsy Life Insurance. They will need to ask a number of medical questions relating to your condition and complete a full medical fact find.
Once we have gathered this information then we will be able to search the market on your behalf to be able to find the most competitive Epilepsy Life Insurance premiums available to you.
Can I get Epilepsy Critical Illness Cover or Epilepsy Income Protection?
It may also be possible to obtain other types of protection such as Epilepsy Critical Illness Cover or Epilepsy Income Protection. The-Insurance-Surgery.co.uk also offers expert guidance on these important protection products which may be available for you.
It is important to consider your own priorities when deciding on what type(s) of cover you may need for your own personal needs. If you consider it important to cover yourself and your family if you were unable to work because of serious illness or an accident then you may also want to consider these products to cover other eventualities.
Epilepsy Critical Illness Cover and Epilepsy Income Protection are specifically designed to offer a piece of mind and security should you be unable to work due to the diagnosis of a serious/critical illness or if you were involved in an accident.
How to apply for Epilepsy Life Insurance?
Simply by completing our quick and easy online data capture form we will contact you within 24hrs of receiving your details. We will then be able to provide you with a FREE and no obligation quotation for Epilepsy Life Insurance so it couldn't be easier.
Please note that it may in some circumstances not be possible to provide a quote for Epilepsy Life Insurance depending on the severity of the condition, however, you can rest assured that we will do our very best to ensure that you obtain the cover that you need.
What happens if I have Epilepsy Life Insurance, Epilepsy Critical Illness Cover or Epilepsy Income Protection in place already?
Case Study 1
- Client: Male
- Age: 42
- Smoker status: Non-smoker
- Medical conditions: Depression and Alcoholism (recovering)
- Cover date: 18th March 2020
- Product: Decreasing Life Insurance
- Cover amount: £210,000
- Cover term: 29 years
- Premium: £20.37
We were approached by this gentleman on the 28th February 2020 when he completed an enquiry through our website. Our advisor Karl then contacted him to further discuss his life insurance needs and any pre-existing medical conditions he may have. This is when the gentleman disclosed that he was a recovering alcoholic with depression. Karl then requested further information from the client, this is when he explained that he has been in recovery since 2014 and has been sober ever since. He then went onto explain that his depression is mild, and he currently doesn’t require any treatment for it. After taking this information on board, Karl then asked the gentleman why he needed life insurance, how much he wanted and for how long. The gentleman then explained that he needed cover for his mortgage and therefore needed £210,000 of cover for a 29-year period. Due to the fact that he needed the cover for his mortgage, Karl suggested decreasing cover as it is cheaper than level cover and designed to cover mortgages. The gentleman agreed that this was the best option for him, and so on the 18th March 2020 Karl secured the gentleman £210,000 of cover for a 29-year period for a monthly premium of £20.37.
This is an amazing outcome as the gentleman now has the protection that he deserves. He was delighted with the outcome as Karl managed to secure him the cover he needs within his budget so he has peace of mind that his family will be protected should the worst happen. Furthermore, this is a brilliant out come for us as we are passionate about protecting people and love finding people the protection that they deserve.
Case Study 2
- Client: Male
- Age: 27
- Smoker status: Smoker
- Medical condition: Focal epilepsy and anxiety
- Cover date: April 5th, 2020
- Product type: Level Life Insurance
- Cover amount: £150,000
- Cover term: 33 years
- Premium: £13.28
We were approached by this gentleman early this year when he completed an enquiry through our website. Our advisor Mark S then called him to discuss his life insurance needs and his pre-existing medical conditions. At this point he explained that he has focal epilepsy and anxiety, and that he is a smoker; he then went on to explain that he was looking for £150,000 over 33 years to protect his family when he passes away. Mark S then applied the gentleman to one of our mainstream providers and, a few weeks later, secured the gentleman £150,000 of cover for 33 years for a monthly premium of £13.28. The gentleman was over the moon that he was able to get the cover that he needed so quickly as he now has peace of mind that his family is protected should anything happen to him within the policy term.
As a whole we were also delighted to be able to help the gentleman find cover as it means that his family have the protection that they were previously lacking. Furthermore this is a fantastic premium given his medical history and the fact the he is a smoker.
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